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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

Excellent customer service

5
Excellent customer service , always there to give you the support that you need Reviewed on: 1st June 2026

Best finance provider , secure and excellent custome...

5
Best finance provider , secure and excellent customer sevices Reviewed on: 1st June 2026

Very accessible and flexible credit service often av...

5
Very accessible and flexible credit service often available at several online retailers. Reviewed on: 1st June 2026

Very user friendly

5
They are so straight forward and easy to use. Reviewed on: 1st June 2026

Easy Peasy

5
Ease of use. Flexible payment plans. Reviewed on: 1st June 2026

Paypal Payments

5
I have never faulted paypal and pay for most things with paypal Reviewed on: 1st June 2026

positive experience

5
Used for several years & always had a positive experience Reviewed on: 1st June 2026

Easy and quick way to make payments

5
Easy and quick way to make payments Reviewed on: 1st June 2026

Easy to manage finances

5
I find it really easy to use and keep track of my payments and purchases through the app Reviewed on: 1st June 2026

Great service

5
Great service very helpful and convenient Reviewed on: 1st June 2026

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