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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181098)

excellent would recommend to family and friends

5
excellent would recommend to family and friends Reviewed on: 1st June 2026

Prefer PayPal for payments has its more secure proba...

5
Prefer PayPal for payments has its more secure probably more secure than my own bank Reviewed on: 1st June 2026

I like PayPal

5
I like PayPal. Always use it for transactions where it’s taken and I love that I can use pay in 3 for bigger purchases to split the cost. I can find using the transactions function a bit difficult. It’s not just straightforward click and list - it’s set out a little more complicated than most banking apps I find Reviewed on: 1st June 2026

Could be a bit more friendly for the user

4
I haven't used it for 2 years, so I think the online services are not as good as bank app. Reviewed on: 1st June 2026

Paypal is the safest and most secure way to make pay...

5
Paypal is the safest and most secure way to make payments and i trust their customer support massively Reviewed on: 1st June 2026

Great customer service.

5
Great customer service. App is easy to use. Reviewed on: 1st June 2026

excellent at every and no issues

5
excellent at every and no issues Reviewed on: 1st June 2026

Good experience.Tp

5
Good experience. Never had any issues at all Reviewed on: 1st June 2026

I have used PayPal for over 10 years.

5
I have used PayPal for over 10 years. Always been super reliable and effortless to use. Reviewed on: 1st June 2026

Very good with no problems.

5
Very good with no problems. Customer service good Reviewed on: 1st June 2026

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