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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181098)

Always good experience with the telephone customer s...

5
Always good experience with the telephone customer service giving detailed explanation and solving problems on the spot Reviewed on: 1st June 2026

Great customer service from the team

5
Great customer service from the team Reviewed on: 1st June 2026

It’s really good way to pay, just lack of communicat...

4
It’s really good way to pay, just lack of communication Reviewed on: 1st June 2026

Its efficient and easy

5
Its efficient and easy, I prefer to use it Reviewed on: 1st June 2026

I lost access to my account as someone was trying to...

3
I lost access to my account as someone was trying to access it Reviewed on: 1st June 2026

Love PayPal as it’s so easy and great benefits

5
Love PayPal as it’s so easy and great benefits Reviewed on: 1st June 2026

Always feel a sense of protection and assurance.

5
Always feel a sense of protection and assurance. Reviewed on: 1st June 2026

Very good and very easy to use and I am definitely r...

5
Very good and very easy to use and I am definitely recommend my family and friends Reviewed on: 1st June 2026

I would recommend Paypal Credit

5
Customer support has been amazing and have been paying my credit back slowly. Although it is slow progress, has been useful and handy and I would recommend it. Reviewed on: 1st June 2026

Always a positive experience

5
Every interaction I’ve experienced with Paypal has been handled well and efficiently by their customer service staff. Reviewed on: 1st June 2026

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