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PayPal: PayPal Credit reviews

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4.90
Based on 63,353 reviews, last reviewed 14th Apr 2026
1156100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use. Always easy to use. Great way to shop for something and pay over time. Can use in many different retailers. Reviewed on: 14th April 2026
JEF's avatar
JEF

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63353)

complete trust

5
i have the utmost tust in paypal. Reviewed on: 14th June 2022
Doreen Formby's avatar
Doreen Formby

Best friend in your wallet

5
I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022
Murat's avatar
Murat

So easy .

5
Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022
Tanya Griffiths-ford's avatar
Tanya Griffiths-ford

The Most reliable credit card

5
PayPal credit has been the best credit card company so far, very reliable, fair interest. I will recommend it any time any day. Reviewed on: 14th June 2022
Chidozie 's avatar
Chidozie

No hidden numbers

5
Been using for nearly a year and have no problems what so ever Reviewed on: 14th June 2022
mattday2@hotmail.com's avatar
[email protected]

Useful credit

4
PayPal provide a valuable service for buying valuables Reviewed on: 14th June 2022
Kevin's avatar
Kevin

Best credit

5
I am really happy with the service, it helped me when I was struggling, and since I am in university, my money are really limited, but I am happy with the service that paypal still gives to me. Reviewed on: 14th June 2022
Ridwaan Safarally's avatar
Ridwaan Safarally

Simple, Quick and easy

4
Great services that is quick and easy to use. Mobile app and web accounts well layed out. Easy to view required information. Only slight downside is now physical card for use in stores and relies on vendor support to accept. Reviewed on: 14th June 2022
TheStoka's avatar
TheStoka

credit

5
Good company offers credit at a reasonable rate. ensures limit is acceptable making sure you agree to any increase which you can turn down interest free available Reviewed on: 14th June 2022
jean herbert's avatar
jean herbert

Great Credit Facility

5
The credit helped in this trying times. Very grateful. Reviewed on: 14th June 2022
Wolfgang Ezeh's avatar
Wolfgang Ezeh

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