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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181098)

10 Years Strong

Over 10 years with them, service excellent! Multiple payment options, great credit management, first class security and dispute process should you need one. Reviewed on: 1st June 2026

PayPal is so ready to use

PayPal is so ready to use. Very clear website Reviewed on: 1st June 2026

good service and easy to use.

good service and easy to use. Helped me buy things I didnt think I could have. Able to pay over time and spread the cost. Reviewed on: 1st June 2026

It’s easy to make payments

It’s easy to make payments . The only challenge is not being able to access customer service easily Reviewed on: 1st June 2026

I use PayPal all the time it’s very helpful

I use PayPal all the time it’s very helpful Reviewed on: 1st June 2026

Absolutely fantastic, great service

Absolutely fantastic, great service Reviewed on: 1st June 2026

Easy to use and set up no need to worry...

Easy to use and set up no need to worry about anything Reviewed on: 1st June 2026

Easy set up and good initial offering.

Easy set up and good initial offering. Set up to pay in full each month with direct debit so no concerns about missing payments. 0% offer was attractive but I didnt use it as didnt need a large purchase at the time. Would be nice to have more offers ir choose when to use them, like bonuses . Reviewed on: 1st June 2026

It’s brilliant to use PayPal.

It’s brilliant to use PayPal. Receive and send Reviewed on: 1st June 2026

Great service trustworthy would recommend to a frien...

Great service trustworthy would recommend to a friend 100% Reviewed on: 1st June 2026

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