Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181098 reviews)

View other PayPal products

4.73

Based on 181,095 reviews, last reviewed 4th Aug 2026

69% increase in 5 star reviews

in the past 90 days

105% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181098)

Simple easy to use and great customer service

Simple easy to use and great customer service Reviewed on: 1st June 2026

Love it!

Flexible plans, available to use with a wide range of retsailers, easy to use and secure. No complaints so far! Reviewed on: 1st June 2026

Go Paypal

Have it for years now, always a good back up and as an extra way to pay online. Reviewed on: 1st June 2026

Easy to use, fast and reliable.

Easy to use, fast and reliable. I had a poor credit rating yet using this has helped me to improve and additionally assisted me in purchasing items online that normally would have me waiting multiple months. Reviewed on: 1st June 2026

Quick, simple and safe.

Quick, simple and safe. Available at most online retailers and in stall. The pay in 3 option allows you to make payments more manageable without racking up debt Reviewed on: 1st June 2026

Pay in 3 is great.

Always great service and pay in 3 is quite helpful. Reviewed on: 1st June 2026

Awesome service good value and great support and cus...

Awesome service good value and great support and customer service. Reviewed on: 1st June 2026

Big big back up if you don’t have anything in your p...

Big big back up if you don’t have anything in your pocket PayPal save us it’s awssss Reviewed on: 1st June 2026

Very very Efficient pay pal came at a time when I ne...

Very very Efficient pay pal came at a time when I needed urgent help and I’m grateful Reviewed on: 1st June 2026

Never a let down

Never had any issues with PayPal, always friendly customer service, never a let down Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101259 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub