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PayPal: PayPal Credit reviews

4.90
Based on 105,204 reviews, last reviewed 12th May 2026
2508250% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease and customer service I have always found PayPal to be very helpful and upfront with the costings and payments. The platform is easy to use and very intuitive. Reviewed on: 12th May 2026
Kat G's avatar
Kat G

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105205)

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. The platform is easy to use, secure, and reliable for online payments. Thank you for providing such a convenient service. Reviewed on: 11th May 2026

Excellent .

5
Easy to use and follow. No hassle easy to pay on the app. Flexible. Reviewed on: 11th May 2026

Be honest

5
Very good value for money excellent service Reviewed on: 11th May 2026

Makes things affordable, specially when your sallary...

5
Makes things affordable, specially when your sallary is payed monthly Reviewed on: 11th May 2026

PayPal is a brand that busy working mums can trust!

5
Really easy to use PayPal and feel like I can trust the brand. It has helped me spread the cost of large purchases and pay them off in manageable monthly chunks. The app is excellent for keeping me informed of what I need to pay each month. Its ideal for busy working mums when you want to help your kids out and need a financial solution…not a problem! Reviewed on: 11th May 2026

Always there when I need it.

5
Always there when I need it. A really useful service when called upon. Reviewed on: 11th May 2026

Always had quick and clear decisions/ explanations

5
Always had quick and clear decisions/ explanations Reviewed on: 11th May 2026

Easy to get queries resolved, great value for money.

5
Easy to get queries resolved, great value for money. Lots of different payment plans, to suit every budget Reviewed on: 11th May 2026

Easy to use.

5
Easy to use. Credit rates are becoming increasingly high. Reviewed on: 11th May 2026

excellent opportunities to do things I wouldn't usually

5
excellent opportunities to do things I wouldn't usually Reviewed on: 11th May 2026

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