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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,177 reviews, last reviewed 12th May 2026
2507000% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is the best thing that has iever happened to me... This is the best thing that has ever happened to me online I so much love this omg thank you Reviewed on: 12th May 2026
Bethany D's avatar
Bethany D

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105177)

Easy to use, information easy to find.

5
Easy to use, information easy to find. Reviewed on: 11th May 2026
sonya's avatar
sonya

Very easy to use with complete control of my account...

5
Very easy to use with complete control of my account with clarity. Reviewed on: 11th May 2026
Mr A's avatar
Mr A

Always had a fantastic experience.

5
Always had a fantastic experience. And so easy to use. Reviewed on: 11th May 2026
Dan T's avatar
Dan T

I have been using PayPal for years it's an excellent...

5
I have been using PayPal for years it's an excellent service Reviewed on: 11th May 2026
Darryl R's avatar
Darryl R

I always use PayPal as it gives me peace of mind whe...

5
I always use PayPal as it gives me peace of mind when paying online and allows me flexibility with payments Reviewed on: 11th May 2026
Caroline P's avatar
Caroline P

Perfect this save my life , this is not first time I...

5
Perfect this save my life , this is not first time I will back every time Reviewed on: 11th May 2026
Roksana's avatar
Roksana

Really easy to use, see balance and organise repayme...

5
Really easy to use, see balance and organise repayments. Reviewed on: 11th May 2026
Benjamin Y's avatar
Benjamin Y

Easy to get through ove the phone

5
Easy to get through over the phone good interest rates Reviewed on: 11th May 2026
Amit k's avatar
Amit k

I have been using PayPal for many years, the whole p...

5
I have been using PayPal for many years, the whole process is straightforward. The platform is easy to use. It took a few clicks and my credit was process, which is fantastic for a busy parent. I like the format, and the options available to me, the home dashboard gave me all the information I needed, so did not need to ask anymore questions. Reviewed on: 11th May 2026
Aamir R's avatar
Aamir R

Excellent for spreading the cost of purchase.

5
Definitely my go too to spread the cost of large Purchase. Excellent! Reviewed on: 11th May 2026
Nastassia 's avatar
Nastassia

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