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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105205 reviews)

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4.90

Based on 105,204 reviews, last reviewed 12th May 2026

2508250% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ease and customer service I have always found PayPal to be very helpful and upfront with the costings and payments. The platform is easy to use and very intuitive. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105205)

It's great, helps a lot with online purchases

It's great, helps a lot with online purchases Reviewed on: 11th May 2026

Truly a lifesaver in a tough time

I’m so grateful for PayPal’s 'Pay Later' option. I recently had a family emergency and had to get a flight back to my home country right away. Anyone who’s been there knows how stressful it is to find that kind of money for a ticket at the last minute.Being able to book my flight and pay it off interest-free gave me such peace of mind. Instead of panicking about the bill, I could just focus on getting home and being with my family. It made a really difficult situation so much easier to handle. If you're ever in a pinch and need a bit of help to cover a big cost, I can’t recommend this service enough. Reviewed on: 11th May 2026

good and fair, easy to contact.

good and fair, easy to contact. Enjoyed using them and easy to use Reviewed on: 11th May 2026

Easy to use and prompt reminders

Easy to use and I like that I get reminder before payments due Reviewed on: 11th May 2026

Excellent

It’s safer to use PayPal and pal credit online Reviewed on: 11th May 2026

Easy to use app easy to see payments and make purcha...

Easy to use app easy to see payments and make purchases Reviewed on: 11th May 2026

Helping me for credit score, my credit score was low...

Helping me for credit score, my credit score was low but after pay pal it increased Reviewed on: 11th May 2026

Always very helpful if anything goes wrong

Always very helpful if anything goes wrong Reviewed on: 11th May 2026

In general good .

In general good . I like using PayPal as a safe method of payment Reviewed on: 11th May 2026

Great App For your Bank Card and Credit

PayPal has been great when I have not got my card on me and needed to pay for things. Reviewed on: 11th May 2026

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