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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,241 reviews, last reviewed 12th May 2026
2510050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable great offer available with 0% interest on p... Reliable great offer available with 0% interest on purchases for 4 months Reviewed on: 12th May 2026
Hayley 's avatar
Hayley

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105241)

Does what it says on the can

5
Always a straight forward to use. Never had any issues over the years. Reviewed on: 11th May 2026
David T's avatar
David T

Easy to use and good value.

5
Easy to use and good value. I love collecting points and getting money off items. Would recommend it to anyine Reviewed on: 11th May 2026
Nicola B's avatar
Nicola B

Pay pal credit has helped me out of tricky times, a...

5
Pay pal credit has helped me out of tricky times, a few occasions my wages have been late go in and I’ve used PayPal credit Reviewed on: 11th May 2026
Mark Ragless's avatar
Mark Ragless

Aces all over

5
Can’t even remember the last time I had an issue which involved PayPal but I’ve been a loyal customer/user for 22 years I think. Solid organisation and I wouldn’t use anyone else if they’re available. Reviewed on: 11th May 2026
Matt V's avatar
Matt V

PayPal Credit - An excellent, hassle-free service

5
An excellent credit service - PayPal credit was an ease to apply for and set up, with clear terms which left no questions unanswered. I'd happily recommend PayPal credit to friends and family, and will continue to make use of it myself Reviewed on: 11th May 2026
Daniel M's avatar
Daniel M

Very safe and smooth transactions.

5
Very safe and smooth transactions. Immediate updates to changes in your account. Reviewed on: 11th May 2026
Jeanine S's avatar
Jeanine S

Safe and protected

5
Always feel protected and safe when making any online purchases, if there has been any issues that have occurred they have always been resolved quickly and efficiently. And the pay in three is brilliant. Reviewed on: 11th May 2026
Natalie T's avatar
Natalie T

Good service...

5
Always felt happy when buying online with PayPal, a clear statement of what you spent. Just wish you did Amazon as well. Reviewed on: 11th May 2026
Daniel Fisher 's avatar
Daniel Fisher

Peace and safety

5
If you want to sleep peacefully and not have nightmares, use PAYPAL Reviewed on: 11th May 2026
Vitalie Avram's avatar
Vitalie Avram

I am using Pay Pal for many years and I am very happ...

5
I am using Pay Pal for many years and I am very happy with all services provided. It is the best option for me for onlibe shoppings. I never had an issues with payments and I feel safe when purchasing items through Pay Pal. Reviewed on: 11th May 2026
Inese K's avatar
Inese K

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