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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,280 reviews, last reviewed 12th May 2026
2511900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Use the credit card all the time 4 month 0% Use the credit card all the time 4 month 0% Reviewed on: 12th May 2026
neil o's avatar
neil o

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105280)

Best ever credit, would recommend

5
Best ever credit, would recommend Reviewed on: 11th May 2026
Angella 's avatar
Angella

Convenient and easy to manage

5
I’ve had a good experience using PayPal Credit so far. The application process was straightforward, and it’s been useful for spreading the cost of larger purchases when needed. I especially like how easy it is to manage through the PayPal app and website, with clear payment information and reminders. Payments have processed without issues, and having the flexibility to pay over time has been helpful. As long as you stay on top of repayments and understand the terms, it can be a very convenient option. Reviewed on: 11th May 2026
James E's avatar
James E

Paypal keeps an accurate representation of your fina...

4
Paypal keeps an accurate representation of your financial identity. Reviewed on: 11th May 2026
Zakariah J's avatar
Zakariah J

Easy to Use, Great Customer Service

5
I find PayPal easy to use; it's quick to cancel subscriptions and issues raised about purchases have always been dealt with quickly. I don't find it quite as easy to understand fees, interest, PayPal credit etc. Reviewed on: 11th May 2026
Leif Heartwood's avatar
Leif Heartwood

Smooth hassle free you get to decide and plenty of o...

5
Smooth hassle free you get to decide and plenty of options Reviewed on: 11th May 2026
Sonya C's avatar
Sonya C

Good easy to use

5
Good easy to use wish there were offers with retailers Reviewed on: 11th May 2026
Raychel 's avatar
Raychel

Able to use the card or online works well for all co...

5
Able to use the card or online works well for all companies Reviewed on: 11th May 2026
Emma Kelly's avatar
Emma Kelly

Paypal.reviews

5
I have been using PayPal for long time ,before other business available. Reviewed on: 11th May 2026
alesumindra@gmail.com's avatar
[email protected]

Very good very easy to use and secure

5
Very good very easy to use and secure Reviewed on: 11th May 2026
Giampiero B's avatar
Giampiero B

Brilliant service

5
Clear communication. Handy on hand credit. Being able to use on most online stores and apps Reviewed on: 11th May 2026
Leanne c's avatar
Leanne c

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