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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145955 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145955)

Always there when I need it.

Always there when I need it. And esay to manage payments too! Reviewed on: 25th June 2026

Flexibility of payments

Always try to use PayPal when purchasing online. Pity Amazon don't use PayPal as means of payment though. PayPal gives flexibility in payments using the pay in 3 and credit facility. Reviewed on: 25th June 2026

Helpful and pleasant

When I have called the advisor has been very pleasant and helpful. Issues have always been resolved Reviewed on: 25th June 2026

Very easy process to apply and card sent out quickly

Very easy process to apply and card sent out quickly Reviewed on: 25th June 2026

I always shop with PayPal

There are a lot of online retailers who accept PayPal payments and the fact that there are so many payment choices makes online shopping so much easier and better Reviewed on: 25th June 2026

Good service, especially the 4months interest free c...

Good service, especially the 4months interest free credit. The option to use credit card for sites that do not work with PayPal is even greater. The only problem is that the platform does not recognise payments and still goes ahead and charges you the minimum due pay even after depositing 10 times the amount due for the month. Reviewed on: 25th June 2026

Very easy to use and reliable service

Very easy to use and reliable service, with sensible options and safeguards Reviewed on: 25th June 2026

I prefer too use pay pal easy and reliable .

I prefer too use pay pal easy and reliable .I have never had issues. The team are always there too help you. Reviewed on: 25th June 2026

Easy to make payments and receive points on purchases.

Easy to make payments and receive points on purchases. Reviewed on: 25th June 2026

I have used PayPal for many years and am happy with...

I have used PayPal for many years and am happy with the service. Very useful whenever u have had a dispute, they have helped me resolve missing orders etc. Reviewed on: 25th June 2026

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