Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,326 reviews, last reviewed 12th May 2026
2514100% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very good service 0% was very useful for spreading a big purchase. Absolutely amazing service. Reviewed on: 12th May 2026
Chris's avatar
Chris

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105326)

It is so easy to use.

5
It is so easy to use.I like it from the beginning and I think everyone has PayPal, because it is so popular now. Reviewed on: 11th May 2026

I have been able to buy more expensive things that I...

5
I have been able to buy more expensive things that I couldn’t have afforded with your easy payment plans Reviewed on: 11th May 2026

Great credit card

5
Great credit card and love pay in 3 Reviewed on: 11th May 2026

very nice.

5
very nice. Its give a relief while using it for hard days. Reviewed on: 11th May 2026

Love using PayPal.

5
Love using PayPal. Easy for transactions and statements are easy to understand Reviewed on: 11th May 2026

Straight forward process from start to finish and no...

5
Straight forward process from start to finish and notifications are clear Reviewed on: 11th May 2026

I've never had a single issue with PayPal, what ever...

5
I've never had a single issue with PayPal, what ever I have needed or what ever issues I've ever ran into PayPal have always sorted it. Reviewed on: 11th May 2026

Reliable and easy to pay and use

5
Been using PayPal for a very long time now and PayPal Credit has been easy to use, flexible and reliable. Reviewed on: 11th May 2026

Helped in need.

5
Helped in need. And mostly, it provides the 3 months interest free period while spending more than £100 or equivalent which helped me alot to pay. Reviewed on: 11th May 2026

Everyone needs a Pay Pal

5
Great and so safe everyone needs a Pay Pal account Reviewed on: 11th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review