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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Been s customer since the beginning,

Been s customer since the beginning, as used to run an ebay business in the early days, always good support. Now just a personal customer & still using them Reviewed on: 3rd June 2025

Excellent trustworthy service

Excellent trustworthy service I use PayPal to pay for all purchases Reviewed on: 3rd June 2025

Paypal review

Using PayPal credit has really helped me to save and manage my money when my money has been low. It’s really easy to navigate through PayPal to send and receive money. The transaction through PayPal are very quick and effective. Reviewed on: 3rd June 2025

I find it very manageable especially the 4 months in...

I find it very manageable especially the 4 months interest free on large items and the reminder of when the 4 months is coming to an end Reviewed on: 3rd June 2025

overall an excellent and safe service to use regardi...

overall an excellent and safe service to use regarding paying online Reviewed on: 3rd June 2025

Honestly, I have never had a problems since I have b...

Honestly, I have never had a problems since I have been using PayPal. PayPal helped me a lot than credit cards and their rate is affordable. More importantly they quickly answered to complaints such as unexpected and unknown transactions. Reviewed on: 3rd June 2025

Lovely experience with PayPal.

Lovely experience with PayPal. Smooth transactions. Safe and secure Reviewed on: 3rd June 2025

I find PayPal credit very helpful purchasing product...

I find PayPal credit very helpful purchasing products online because of the 0% for 4 months Reviewed on: 3rd June 2025

pay in 3 the best.

Always there when needed, I like pay in 3 the best. Reviewed on: 3rd June 2025

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 3rd June 2025

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