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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Very happy with PayPal ,always there when needed

5
Very happy with PayPal.Quick and easy Reviewed on: 31st May 2026

PayPal credit review

5
The service has definitely improved since physical cards and Apple Pay have been introduced- I find PayPal credit convenient, good value and safe to use for transactions. I would recommend it to anyone looking for credit that’s manageable and user friendly. Reviewed on: 31st May 2026

I absolutely love PayPal I use it to pay for almost...

5
I absolutely love PayPal I use it to pay for almost everything , it’s so efficient and fast and no fuss I know my money is safe Reviewed on: 31st May 2026

I've always used PayPal since as far back as I can r...

5
I've always used PayPal since as far back as I can remember and it's always worked perfectly Reviewed on: 31st May 2026

Great way to spread payments interest free

5
Great way to spread payments interest free Reviewed on: 31st May 2026

Smooth sailing so far, easy to use.

5
Smooth sailing so far, easy to use. Reviewed on: 31st May 2026

Always simple to use

5
Always simple to use and customer service very helpful Reviewed on: 31st May 2026

I am using PayPall for years and never let me down.

5
I am using PayPall for years and never let me down. And they are fair, judging cases with prompt and logical reasons. Thank you. Reviewed on: 31st May 2026

Brilliant No bad experiences.

5
Brilliant No bad experiences. I would never use any other provider as feel safe with paypal Reviewed on: 31st May 2026

Easy and convinient

5
Easy and convinient when using it at checkouts Reviewed on: 31st May 2026

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