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PayPal: PayPal Credit reviews

4.90
Based on 64,889 reviews, last reviewed 14th Apr 2026
1297900% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience Good experience, been using paypal for years with no issues at all Reviewed on: 14th April 2026
Kate G's avatar
Kate G

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64889)

Best Credit Provider

5
PayPal Credit is easy to use and offers various credit options They make it easy to keep track of payments and outstanding balances with different payment options. PayPal has given me the means to be able to make purchases I would otherwise not have been able to make. All round I think PayPal is the best credit provider. Reviewed on: 9th July 2022

Love to get credit money for zero interest

5
It's really good because it gives you 4 months credit on zero percent interest rate which is really good for me as a small business I can easily pay back in 4 months time even before that on single payments more than £99. No any other credit company give you that option. Reviewed on: 9th July 2022

Great! Help

5
I can rely on PAYPAL CREDIT like a friend, for HELP, may be more... Reviewed on: 9th July 2022

The best credit services provider

5
The flexibility of repayments is crazy you wont get any good lee way like this company with any other credit suppliers Reviewed on: 9th July 2022

Makes life easier

5
Feel that my spending is protected online, so convenient Reviewed on: 9th July 2022

Easy transaction

5
Always there when in need of support super service Reviewed on: 9th July 2022

Amazing

5
Amazing way to spread the cost, and pay when ever you want within 4 months. I would defiantly recommend this, I always use this. Excellent services Reviewed on: 9th July 2022

Excellent service

5
Extremely helpful and no issues always up to date Reviewed on: 9th July 2022

Great product and services

5
Easy to use and low interest rate Reviewed on: 9th July 2022

I like it

5
Easy to use I like it and this is very helpful and copretive help centre Reviewed on: 9th July 2022

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