Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,546 reviews, last reviewed 14th Apr 2026
1358100% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing to deal with and always there to help tip to... Amazing to deal with and always there to help tip top excellent service Reviewed on: 14th April 2026
Chris Phillips's avatar
Chris Phillips

Latest lowest rating:

1

PayPal credit has to be thee worst and I mean thee w... PayPal credit has to be thee worst and I mean thee worst credit providers. High interest and can't pay off transactions separately. Reviewed on: 14th April 2026
Femia's avatar
Femia
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (65546)

Perfect

5
I alway use it if I have to buy for example plain tickets. 3 months ago I had to buy 6 tickets. And it’s great that I got 3 months to to pay it back without interest! Reviewed on: 14th August 2022
Andras Foszto's avatar
Andras Foszto

Extremely convenient at times.

5
It's a very easy convenient and secure way to make payments . Reviewed on: 14th August 2022
K davis's avatar
K davis

Fast & Easy!

5
It’s great and easy to use, compatible with so many websites and even in person. It’s my preferred payment method and the app makes it so easy to view my payment plans and PayPal credit balance. Also easy to make payments even from my wallet. I always recommend to my friends and it feels very secure. Never had an issue with payments and any questions I’ve had the PayPal customer service has answered super quickly and are well versed. Reviewed on: 14th August 2022
Harris Bilal's avatar
Harris Bilal

PayPal credit

5
I love PayPal credit. Your able to shop at most stores online and are able to use your PayPal credit to pay for it rather than having to pay in full there and then. Reviewed on: 14th August 2022
Tamara Rea's avatar
Tamara Rea

good

5
good very good no problems at all Reviewed on: 14th August 2022
Jacky Zhu's avatar
Jacky Zhu

No credit limit reviews and interest rate increases

1
Avoid as credit limits never reviewed and they will hike your interest rate at will Reviewed on: 14th August 2022
Tempest 3K's avatar
Tempest 3K

Easy payments and buy smoothly

5
Every time I use PayPal credit it is easy enough to spend, save and pay on the app. It gives you peace of mind and set up payment instalment's and regularly getting 0% rates too so no additional fees or payments. Reviewed on: 14th August 2022
awatson1917@gmail.com's avatar
[email protected]

Very easy to use and great service

5
Use it all the time very convenient and helpful when you waiting for a cash Reviewed on: 14th August 2022
B.j. Walker's avatar
B.j. Walker

Like it

5
I would recommend to my friends and family paypal credit, is very way to use, and make a payments. Reviewed on: 14th August 2022
Lina Firantaite's avatar
Lina Firantaite

PayPal is the best life saver for my family.

5
PayPal has help so much when I needed extra for food shopping and other essentials for my family. Im glad I joined in PayPal it’s a life saver for me and for my family. Reviewed on: 14th August 2022
Sarah anderson 's avatar
Sarah anderson

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill