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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181092)

Great experience!

Great experience! The 4-month interest-free period makes it incredibly convenient to use. Reviewed on: 31st May 2026

Quick transfers, easy purchases but the most importa...

Quick transfers, easy purchases but the most important safe purchases. Thank you Reviewed on: 31st May 2026

No hassle, no faff 3 months credit.

No hassle, no faff 3 months credit. I use PayPal for all my purchases through eBay, never had a problem with them. Handy if there’s a dispute with items bought, so easy to get a refund compared to other methods of payment. Reviewed on: 31st May 2026

all good with no issues there when you need them for...

all good with no issues there when you need them for all the essentials Reviewed on: 31st May 2026

Love Love ineterest free plans for 4 months.

Love Love ineterest free plans for 4 months. Best credit service out there Reviewed on: 31st May 2026

I have had a good experience with PayPal so far in t...

I have had a good experience with PayPal so far in two occasions one i was able to recover money taking from my account by fraud and secondly the credit provider for payment over three times interest free Reviewed on: 31st May 2026

Easy to use and easy to access very easy to...

Easy to use and easy to access very easy to check-in Reviewed on: 31st May 2026

Very good experience.

Very good experience. Would recommend. Reviewed on: 31st May 2026

Professional service abd reliable

Professional service abd reliable Reviewed on: 31st May 2026

All great

Really helpful service, have had no issues using so far. Easy to set up and make purchases and easy to follow up on the payments that are due to be made and the outstanding balance that is left. Nice to have the no interest sign on as well which helps give time to pay off purchases Reviewed on: 31st May 2026

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