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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

PayPal have great incentives and you can use online...

5
PayPal have great incentives and you can use online or have a physical card or Apple Pay for account Reviewed on: 31st May 2026

Easy to use and trustworthy for any transactions

5
Easy to use and trustworthy for any transactions Reviewed on: 31st May 2026

Love PayPal quick easy payment method.

5
Love PayPal quick easy payment method. Reviewed on: 31st May 2026

Great service - easy to dirt

5
Great service - easy to use - very good Reviewed on: 31st May 2026

Very convenient way of shopping for big purchases wi...

5
Very convenient way of shopping for big purchases with 4 months to pay Reviewed on: 31st May 2026

Great service

5
Great service, easy to use and always efficient in dealing with any issues Reviewed on: 31st May 2026

Handled a fraud issue on my account very quickly

5
Handled a fraud issue on my account very quickly Reviewed on: 31st May 2026

Paypal credit is very confusing, we should be able...

4
Paypal credit is very confusing, we should be able to pay directly into purchases rather than having for them to expire first Reviewed on: 31st May 2026

You can pay whenever and 0% interest for 4 months on...

5
You can pay whenever and 0% interest for 4 months on bigger purchases. Reviewed on: 31st May 2026

PayPal is very safe and it’s easy to use .

5
PayPal is very safe and it’s easy to use .it’s works every good. Reviewed on: 31st May 2026

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