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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Great service

5
I always use PayPal for extra security. Never really had a problem that I can rember. Reviewed on: 30th May 2024
Michelle B's avatar
Michelle B

Great service, easy access to credit and helpful wit...

5
Great service, easy access to credit and helpful with resolutions. Reviewed on: 30th May 2024
Brendan E's avatar
Brendan E

Safe convenient way to pay on line

5
Safe convenient way to pay on line Reviewed on: 30th May 2024
Jim 's avatar
Jim

Good service and very helpful when need support

4
Good service and very helpful when need support Reviewed on: 30th May 2024
Jamie M's avatar
Jamie M

Good communication and information on how my credit...

5
Good communication and information on how my credit is working and what I have to pay back. Each month I get a monthly breakdown of anything I need to pay back and payment schedule. Any concerns or issues I have raised have always been responded in good time. Reviewed on: 30th May 2024
Lewis Philpott's avatar
Lewis Philpott

I have used PayPal credit for 3 years now, it’s neve...

5
I have used PayPal credit for 3 years now, it’s never charged me any interest on any of my purchases and I always look to use it whenever I can Reviewed on: 30th May 2024
Owen G's avatar
Owen G

By far the best!

5
Paypal is by far the best way for safe and secure transactions.they give me peace of mind when I buy from new sites.they have been a huge help over the years I've used them.***** Reviewed on: 30th May 2024
Adam B's avatar
Adam B

PayPal are safe, reliable and always deliver.

5
PayPal are safe, reliable and always deliver. Great way to pay Reviewed on: 30th May 2024
Susan T's avatar
Susan T

Easy to use, accepted by loads of places

5
Easy to use, accepted by loads of places Reviewed on: 30th May 2024
Yvette L's avatar
Yvette L

It's an excellent app and service

5
It's an excellent app and service Reviewed on: 30th May 2024
Bill l's avatar
Bill l

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