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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Responsible

5
Very helpful when dealing with retailers that are avoiding responsibilities Reviewed on: 31st May 2026

Brilliant , would definitely recommend

5
Brilliant , would definitely recommend Reviewed on: 31st May 2026

Does what it says in the tin.

5
Does what it says in the tin. Easy use Reviewed on: 31st May 2026

PayPal is brilliant!

5
Easy to use at point of transaction & excellent credit terms. Reviewed on: 31st May 2026

Good experiance

5
Good experiance and easy to use. Quick transfers. Reviewed on: 31st May 2026

Always easy and reliable.

5
Always easy and reliable. Payments are secure and protected Reviewed on: 31st May 2026

Used paypal for years, very easy to use and would re...

5
Used paypal for years, very easy to use and would recommend. Nice to know your purchases are protected Reviewed on: 31st May 2026

No complaints

5
Always helpful issues resolved swiftly and simple straight forward easy to use Reviewed on: 31st May 2026

Excellent Service for Over 15 Years

5
I have been using PayPal for more than 15 years, and my experience has been consistently positive. The platform is secure, reliable, and very easy to use for both personal and business transactions. Payments are processed quickly, and I appreciate the added buyer and seller protection that provides peace of mind when shopping online. The mobile app and website are user-friendly, making it simple to send money, receive payments, and manage transactions. Customer support has also been helpful whenever I needed assistance. After 15 years of use, I can confidently say that PayPal remains one of the most trusted and convenient online payment services available. Highly recommended. Reviewed on: 31st May 2026

PayPal credit

5
I love PayPal credit as it allows me to buy large purchases and pay in installments Reviewed on: 31st May 2026

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