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PayPal: PayPal Credit reviews

4.90
Based on 64,981 reviews, last reviewed 14th Apr 2026
1306300% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It's helpful I love PayPal easier and faster It's helpful I love PayPal easier and faster Reviewed on: 14th April 2026
Nokhoy s's avatar
Nokhoy s

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026
RN's avatar
RN

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64981)

Excellent

5
It has been brilliant, it just needs a card to be used anywhere Reviewed on: 10th July 2022

Amazing credit card

5
I like the credit card limit and service provided by PayPal. Is very safe to use. Reviewed on: 10th July 2022

Easy access for payment

5
Easy to call and get refund. Accessing fir payment and sending money all over the countries us more easy. Giving a reward money by sharing paypal to friends is genuined. Reviewed on: 10th July 2022

Brilliant

5
Always handy to get stuff on credit, when you're waiting for your wages, excellent service Reviewed on: 10th July 2022

Brilliant

5
Amazing app and customer service Reviewed on: 10th July 2022

Brilliant service

5
I’ve been using PayPal for some time now and I am extremely impressed and happy with all services they provide. They are very trustworthy and ready to resolve every issue without delay Reviewed on: 10th July 2022

Easy to pay for large items over time

5
Allows you time to pay for large amounts over four months with no interest charged. Reviewed on: 10th July 2022

Excelent

5
Very help and easy to manage. Superb application. Reviewed on: 10th July 2022

Very good

5
I use this service for years. It is very usefull and easy to use. Pay in 3 or 4 months 0 interest is the best. Reviewed on: 10th July 2022

Always Dependable

5
I have been using PayPal for various transactions over the years, both buying and selling. I feel safe knowing that should any transaction go wrong, I can call the customer care helpline and have my issue resolved in minutes by someone helpful and knowledgeable. I have recommended PayPal to my family and friends, and wherever possible I try to use it as a payment method, so I always have peace of mind and a way to redeem my money if I'm unfortunate enough to be the victim of fraud. An excellent service that I couldn't be without. Thank you. Reviewed on: 10th July 2022

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