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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 64,258 reviews, last reviewed 14th Apr 2026
1239000% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and great options App always quick, easy to make purchases and different credit options make decision making easy Reviewed on: 14th April 2026
Gill Trott's avatar
Gill Trott

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64258)

PayPal credit

5
Quick easy and feel safer spread the cost without interest added all that I need always been polite and friendly Reviewed on: 8th July 2022
Rowanm Ogunsimbo's avatar
Rowanm Ogunsimbo

Great, easy to understand credit service

5
So simple to use with excellent features Reviewed on: 8th July 2022
Mark Slack's avatar
Mark Slack

Best option available

5
Hastle free option, always there when I need it and provides with various repayment options. Love it Reviewed on: 8th July 2022
Edgars's avatar
Edgars

Spreading the cost, knowing you wont pay a penny in interest

5
Vast range of websites accepting paypal credit as its a reputable lender, allows you to spread the cost of expensive items and top notch support when you need it. Reviewed on: 8th July 2022
Robert Hearns's avatar
Robert Hearns

Yeah, it's helped out loads.

5
As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022
Joshua Wuczke's avatar
Joshua Wuczke

Great alternative payment method

5
A great way to spread the cost - feel safe and secure using PayPal credit for my payments Reviewed on: 8th July 2022
beth.hunt@hotmail.co.uk's avatar
[email protected]

Flexible repayment options

5
Excellent customer service, easy to apply Reviewed on: 8th July 2022
Doris's avatar
Doris

PayPal credit

5
Always there when I need it and super easy to pay off in instalments! They always do deals for 0% interest on some purchases too. Reviewed on: 8th July 2022
Samantha 's avatar
Samantha

Great experience .

5
Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022
Dawid's avatar
Dawid

First class service and provider

5
First class service and provider very easy to use and stay on top of . Reviewed on: 8th July 2022
stephen rogers's avatar
stephen rogers

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