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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181092)

Brilliant service, easy to use.

5
Brilliant service, easy to use. Very good customer service Reviewed on: 31st May 2026

Financial Control

5
I was able to have more freedom when deffering payments or paying my fees all at once Reviewed on: 31st May 2026

My payment preference - PayPal

5
My payment preference, various options - pay outright, pay over 3 instalments interest free or credit payment. Great customer service too! Reviewed on: 31st May 2026

Pay pal has been brilliant for me with a family maki...

5
Pay pal has been brilliant for me with a family making things affordable by spending the cost Reviewed on: 31st May 2026

It very quick to get new credit when needed

4
It very quick to get new credit when needed Reviewed on: 31st May 2026

So simple.

5
So simple. I use PayPal to checkout all the time. Reviewed on: 31st May 2026

Great and easy to use!

5
Great and easy to use! Easy access and understanding Reviewed on: 31st May 2026

Easy to use, comfortable.

5
Easy to use, comfortable. Travel friendly and low rates Reviewed on: 31st May 2026

Awesome app

5
Really good helps get things easier and spread the cost Reviewed on: 31st May 2026

I’ve used PayPal a lot of years now and never had an...

5
I’ve used PayPal a lot of years now and never had any problems, I had to cal cs ince and they where excellent, I would recommend PayPal to anyone. Reviewed on: 31st May 2026

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