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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 66,478 reviews, last reviewed 15th Apr 2026
1443200% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent all Round. Excellent all Round. Always got notification of due payments and the credit was fantastic. Reviewed on: 15th April 2026
Jabir T's avatar
Jabir T

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (66478)

Good service but not the best

3
Great service but not the best and need improvements Reviewed on: 11th May 2024
Florin T's avatar
Florin T

Handy for bigger purchases.

5
Handy for bigger purchases, takes the fear out of buying Reviewed on: 11th May 2024
John North's avatar
John North

PayPal. My best finance option

5
Easy to use. I haven't paid for interest yet after 1 year of use. I'm very happy to have it and it's the best finance option I have right now Reviewed on: 11th May 2024
Cristian P's avatar
Cristian P

Reliable and secure service, refunds are quick and G...

5
Reliable and secure service, refunds are quick and Greta customer service Reviewed on: 11th May 2024
Edson Chikobvu's avatar
Edson Chikobvu

PayPal is international company and I am able to use...

5
PayPal is international company and I am able to use it abroad as well and very easy to use Reviewed on: 11th May 2024
Mariam G's avatar
Mariam G

Finally the freedom needed

5
I took out PayPal credit and went on some amazing holidays with the availability and freedom, introductory offer and 0% on £100+ was amazing, just be responsible and payback early Reviewed on: 11th May 2024
Nick's avatar
Nick

PayPal conversion rates could be better

5
PayPal conversion rates could be better Reviewed on: 11th May 2024
Tammy Daley 's avatar
Tammy Daley

Easy to use and great value for money.

5
Easy to use and great value for money. Reviewed on: 11th May 2024
Daneil Phillip's avatar
Daneil Phillip

Very user friendly, easy to use online.

5
Very user friendly, easy to use online. Simple to see outstanding balance etc. Happy with service. Reviewed on: 11th May 2024
Rachael M's avatar
Rachael M

Excellent customer service and helpful in any dispute.

5
Excellent customer service and helpful in any dispute. Highly recommend. Easy payment process. Quick to send and receive money Reviewed on: 11th May 2024
Andrew Mackay's avatar
Andrew Mackay

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