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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181090)

Best Payment Method EVER!! .

5
PayPal is so easy to use and great especially for Ebay. I use it for so many different things and can't fault them Reviewed on: 31st May 2026

Great experience paying online and paying in install...

5
Great experience paying online and paying in installments at low interest. Reviewed on: 31st May 2026

Helpful reminders and customer service

5
Helpful reminders and customer service Reviewed on: 31st May 2026

1000% everything over-the-counter years faultless n...

5
1000% everything over-the-counter years faultless not a bad experience in all the years ive had my acvountvquick responsive Reviewed on: 31st May 2026

Great to use.

5
Great to use. Psy in 3 is helpful Reviewed on: 31st May 2026

Very convenient way to manage purchases

5
Very convenient way to manage purchases Reviewed on: 31st May 2026

EASY ACCESS TO CUSTOMER CARE, TIME TAKEN TO LISTEN A...

5
EASY ACCESS TO CUSTOMER CARE, TIME TAKEN TO LISTEN AND SOLVE PROBLEMS QUICKLY. CONTACT HOURS IS OK BUT CAN BE EXTENDED TO COVER THOSE WORKIN SHIFTS. Reviewed on: 31st May 2026

Reliable, safe, easy

5
Really reliable, safe form of credit, easy to keep track of and pay back easily. Also very easy to use. Reviewed on: 31st May 2026

PAYPAL IS EASY, VERY CONVENIENT AND HELPFUL WHEN U P...

5
PAYPAL IS EASY, VERY CONVENIENT AND HELPFUL WHEN U PURCHASE SOMETHING ONLINE. AND THE OPTIONS OF PAY IN 3 IS AMAZING, PPLUS THE PAYPAL CREDIT AND TYE HABILITY TO SEND MONEY TO FAMILY AND FRIENDS... I THINK PAYPAL HAVE EVERYTHING WE NEED TO MANAGE PAYMENTS. AND EVEN THOUGH THR INTEREST RATE IS HIGH. IS UP TO US IF WE WANT TO PAY THEM AS IT GIVE U 4, 6 OR EVEN MOTRE TIME TO START OR FULLY PAY THE CREDIT LOANS. I ABSOLUTELY LOVE IT! AND I ALWAYS RECCOMENDED TO ANYONE! Reviewed on: 31st May 2026

Brilliant

5
Had PayPal for many years. Protects purchases. PayPal credit is fantastic and the addition of the cards was even better. Reviewed on: 31st May 2026

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