Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (64606 reviews)

View other PayPal products

4.90

Based on 64,606 reviews, last reviewed 14th Apr 2026

1271400% increase in 5 star reviews

in the past 90 days

3800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Travel buddy A great way to pay for travel. I book all my holidays (flights, accommodation, airport transfers etc..) through PayPal credit. A lot of businesses onl... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

I set a direct debit up . I set a direct debit up . There was money in the account but it kept failing Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (64606)

Always use it when I can

PayPal credit gives me massive flexibility to spread the cost of large items with a simple and easy to use process. Payments are slick and reminders for payments are always in advanced! Reviewed on: 8th July 2022

Very fantastactic and great customers acceptance fair and considarate

Pal pal helps me alot in different ways of which I don't regret transacting with them please let others try pay pal and see what iam saying they were great and Exellent Reviewed on: 8th July 2022

Good, helpful service - Always

PayPal and PayPal credit is easy to use and is increasingly available on most online retailers. If I ever have any issues I can speak to someone pretty much straight away and they always without fail resolve my query, professionally and effectively. Very happy with the overall service and will continue to use as my primary source of credit. I do hope that the longer I stay the better my interest will become though! Reviewed on: 8th July 2022

Great service

Flexible and easy to use great customer service Reviewed on: 8th July 2022

Best credit card

Best credit card services from Customer team support Reviewed on: 8th July 2022

PayPal Credit allows us to manage household budget more effectively

PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022

great service

fast ,reliable, secure. The best way to buy something with the best APR. Reviewed on: 8th July 2022

Great

I used one time paypal credit and I love it Reviewed on: 8th July 2022

It is fantastic

It secur, safe and simple to use Reviewed on: 8th July 2022

Quick, easy to manage credit

Makes online shopping all the easier Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33224 reviews
Credit card
from PayPal 4.92 from 49 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub