Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181084 reviews)

View other PayPal products

4.73

Based on 181,084 reviews, last reviewed 31st Jul 2026

112% increase in 5 star reviews

in the past 90 days

161% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181084)

I use paypal and paypal credit for 90% on my on line...

I use paypal and paypal credit for 90% on my on line purchases only having 2 problems in a number of years items paid for but not delivered both times paypal stepped in with the refund Reviewed on: 30th May 2026

Amazing service.

Amazing service. I have no complaints. Reviewed on: 30th May 2026

Easy to understand and loves shopping and paying, an...

Easy to understand and loves shopping and paying, and being able to pay in installments without interest. Reviewed on: 30th May 2026

helped me purchase 24 month installments 0APR.

helped me purchase 24 month installments 0APR. in easy quick setup account and fast purchase. Reviewed on: 30th May 2026

Trusted.

Brilliant way to pay, easy to navigate, and trustworthy. Reviewed on: 30th May 2026

Easypeasy

I find the pay pal ap really easy to use and helps with budgeting. Reviewed on: 30th May 2026

10/10 Recommend...

10/10 Recommend . Reviewed on: 30th May 2026

Most of the things go smoothly but occasionally some...

Most of the things go smoothly but occasionally some go wrong. PayPal are excellent at reaching a satisfactory conclusion. Reviewed on: 30th May 2026

The best service and products great customer service...

The best service and products great customer service so helpful Reviewed on: 30th May 2026

Great service always and feel safe using PayPal.

Great service always and feel safe using PayPal. Great customer Service. Use as often as I can When purchases allow. Reviewed on: 30th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101252 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub