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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 64,601 reviews, last reviewed 14th Apr 2026
1271000% increase in 5 star reviews
in the past 90 days
3800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible service Flexible service and opportunities for cash back Reviewed on: 14th April 2026
Anthony's avatar
Anthony

Latest lowest rating:

1

I set a direct debit up . I set a direct debit up . There was money in the account but it kept failing Reviewed on: 14th April 2026
Dennis Harris's avatar
Dennis Harris
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64601)

Amazing

5
Being able to spread the cost over 4 months with zero interest is amazing. PayPal is a trusted payment provider which makes it even better! Reviewed on: 8th July 2022
Arantxaxiam's avatar
Arantxaxiam

Easy and trustworthy

5
The app is the easiest banking app I have ever used Reviewed on: 8th July 2022
Jon Hall's avatar
Jon Hall

Best one

5
Best Credit ever had I highly recommend it for anyone who want to buy safety Reviewed on: 8th July 2022
Mohammad Karou's avatar
Mohammad Karou

Tremendous help with finances in my everyday life.

5
Paypal has been instrumental to my everyday transactions and has helped tremendously at times when I needed to a stop gap financially. Reviewed on: 8th July 2022
Maryam A's avatar
Maryam A

Yes

5
All good evening OK and thanks pay pal credit thanks good Reviewed on: 8th July 2022
ARD Kiam's avatar
ARD Kiam

It's just so convenient

5
PayPal credit for me is perfect Being that everyone is feeling the credit crunch for increasing cost of living I feel at ease knowing I can purchase essentials using PayPal credit And just pay it back the next month, Better than a credit card that I feel punishes you for using it Thank you PayPal for making like that little bit more stress free Reviewed on: 8th July 2022
Its_Ezlan's avatar
Its_Ezlan

I like credit card

5
perfect product! I like this one. Reviewed on: 8th July 2022
Freddy Vaca's avatar
Freddy Vaca

PayPal credit

5
Very easy to use and makes spending easier Reviewed on: 8th July 2022
Banz 's avatar
Banz

PayPal credit

5
Simple to use & easy to manage. Reviewed on: 8th July 2022
JC's avatar
JC

Really impressed

5
You have 4 months to pay off purchase. Great service from PayPal as always Reviewed on: 8th July 2022
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