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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

A very happy customer. Very.

5
I have used PayPal for many years, and was offered PayPal Credit when it first appeared, presumably as I was an extensive user of the payment system. I find it makes purchasing so much easier, with no interest and excellent informative updates and status updates. Excellent system. Reviewed on: 30th May 2026

Use if credit

5
Love being able to spread the cost when things are tight Reviewed on: 30th May 2026

PayPal is my go to

5
PayPal is my go to for paying online. I have had a few suppliers who havnt came through and PayPal has always returned money or cancelled Reviewed on: 30th May 2026

easy to use app.

5
easy to use app. great communication Reviewed on: 30th May 2026

PayPal credit is a godsend for the housebound disabl...

5
PayPal credit is a godsend for the housebound disabled, it allows me to make large purchases in imstallments Reviewed on: 30th May 2026

Easy to use makes me feel more secure buying online

5
Easy to use makes me feel more secure buying online Reviewed on: 30th May 2026

I love pay in 3 and pay pal credit

5
I love pay in 3 and pay pal credit Reviewed on: 30th May 2026

User friendly

5
User friendly, great way to manage funds Reviewed on: 30th May 2026

Good value of money transaction pay in 3 also is ver...

5
Good value of money transaction pay in 3 also is very good Reviewed on: 30th May 2026

Seamless.

5
Seamless. Really enjoy the app and interface. Easy to use Reviewed on: 30th May 2026

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