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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181084)

good even better than that

5
was good, more words about how good it was Reviewed on: 30th May 2026

Never had any problems and when spoke to customer se...

5
Never had any problems and when spoke to customer services the person was polite and proffesional Reviewed on: 30th May 2026

Pay-in-Three is Great

5
Being able to use Pay-in-Three has been extremely convenient and easy. I would recommend it ti anyone. Reviewed on: 30th May 2026

5* to PayPal

5
I found PayPal BNPL service very easy to use. Reviewed on: 30th May 2026

The purchases are seamless and the interface with ot...

5
The purchases are seamless and the interface with other websites is very good Reviewed on: 30th May 2026

Has been helpful for me and I would recommend.

5
Has been helpful for me and I would recommend. The protection is good too when purchasing online Reviewed on: 30th May 2026

Using PayPal is so convenient.

5
Using PayPal is so convenient. I love using is as they have a payment plan which is easy Reviewed on: 30th May 2026

recommend to everyone

5
Amazing service been using past 10years Reviewed on: 30th May 2026

I have used PayPal for years and it has never let me...

5
I have used PayPal for years and it has never let me down, very reliable and the 4 months I treat free credit is great if you get caught short with a birthday or special occasion Reviewed on: 30th May 2026

Great to.have the option of the credit.

5
Any time i have had issues it been dealt with in a good amount of time. Although I think the interest rate could be a bit lower. Reviewed on: 30th May 2026

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