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PayPal: PayPal Credit reviews

4.90
Based on 64,705 reviews, last reviewed 14th Apr 2026
1280700% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service. Excellent service. very easy and efficient Reviewed on: 14th April 2026
Laura E's avatar
Laura E

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (64705)

Absolutely perfect!!

5
Absolutely perfect, really easy to get, 4 month 0% and repay in flexible ways. Reviewed on: 8th July 2022

Quick and easy

5
Dead easy. No fuss. There when you need it at a click of a button. Love it ! Reviewed on: 8th July 2022

Amazing service

5
easy to access,lovely interface Reviewed on: 8th July 2022

Love the flexi payment

5
I love the 4 and 6 months pay plan and fact the fact that I can choose how much i want to pay monthly. I love the easy and secure sign in to PayPal too Reviewed on: 8th July 2022

Great Credit Card

5
Easy, cheaper cost services, and secure to use a Paypal credit card in a wider horizon of businesses. Reviewed on: 8th July 2022

Brilliant

5
I love yous so helpful and handy Reviewed on: 8th July 2022

Really good

5
5 star, very good experience with pay pal and hipper safe to use Reviewed on: 8th July 2022

It's so useful to have this as a back up

5
If I need something I know I'd be allowed to pay for it after the holiday Reviewed on: 8th July 2022

Very easy and useful to use

5
Came at very crucial point and was so useful and helpful! Easy repayments and very understanding! Reviewed on: 8th July 2022

Brilliant no worries

5
So easy to use and they have your back if something goes wrong Reviewed on: 8th July 2022

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