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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

PayPal is brilliant best payment method

5
PayPal is brilliant best payment method Reviewed on: 30th May 2026

Great way to spread coste

5
Overall very happy with PayPal Credit. I’ve used it a few times and found it very helpful and straightforward for managing larger purchases. Reviewed on: 30th May 2026

PayPal credit is an amazing way to get the things yo...

5
PayPal credit is an amazing way to get the things you want and spread the cost Reviewed on: 30th May 2026

Excellent app

5
Very good clear app with all the info I need set out clearly and concisely. Very easy to navigate Reviewed on: 30th May 2026

Secure and easy

5
I like PayPal it’s easy and secure: Reviewed on: 30th May 2026

Always smooth and efficient, so many aspects to love

5
Always smooth and efficient, love that I get notifications every time a payment goes out, helps me keep track. Customer service is easy to get through as well. Love the credit options with the pay later and 0% interest for a period of time - super helpful all round. Not to forget you get points for spending! Reviewed on: 30th May 2026

Provides safe and secure payment options!

5
Provides safe and secure payment options!! Nothing to worry while using PayPal Reviewed on: 30th May 2026

Easy to use, both the app and the website and ckeana...

5
Easy to use, both the app and the website and ckeanand clear. PayPal is widely accepted too Reviewed on: 30th May 2026

Love it good to help with those last minute things...

5
Love it good to help with those last minute things Reviewed on: 30th May 2026

Good service

5
Reliable and any issues with purchases resolved quickly Reviewed on: 30th May 2026

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