Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,292 reviews, last reviewed 14th Apr 2026
1334900% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love pay in 3 always helpful very good with disputes... Love pay in 3 always helpful very good with disputes too Reviewed on: 14th April 2026
Silvia C's avatar
Silvia C

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (65292)

Very reasonable and reliable service

5
I am very satisfied with this service Reviewed on: 8th July 2022
Bushra Said's avatar
Bushra Said

Amazing purchasing power

5
Frees up my ability to pay for things much easier Reviewed on: 8th July 2022
Smithy2011's avatar
Smithy2011

Easy interest free

5
Very easy, hassle free interest free option Reviewed on: 8th July 2022
M T's avatar
M T

excellent.

5
Paypal credit facility it is helpful to me and my family. Reviewed on: 8th July 2022
OLUSEUN ABRAHAM's avatar
OLUSEUN ABRAHAM

All good like always

4
Its good that they start trading crypto, everything is alright , thank you Reviewed on: 8th July 2022
Artur A's avatar
Artur A

Great service

5
Very helpful, great customer service Reviewed on: 8th July 2022
abbi someheart's avatar
abbi someheart

Great way to manage spend

5
being able to pay over 4 months is very helpful Reviewed on: 8th July 2022
Doreen Thompson-Addo's avatar
Doreen Thompson-Addo

Always helpful and understanding

5
Had a problem with a company and they got onto them returned my money Reviewed on: 8th July 2022
Catherine Waites's avatar
Catherine Waites

GREAT HELP

5
Its been a great help to be able to pay over a few months interest free, very easy to to control on there app Reviewed on: 8th July 2022
phil lilley's avatar
phil lilley

Great

5
It was a great help when needed. Reviewed on: 8th July 2022
Andrei Cernat's avatar
Andrei Cernat

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill