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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

Paypal Credit

5
Easy to use, helpful to keep track of your spending. Affordable. Reviewed on: 30th May 2026

Gives me a bit more freedom when I need it...

5
Gives me a bit more freedom when I need it Reviewed on: 30th May 2026

The best

5
I've paypal credit since 2019 ,I recommend for everybody Reviewed on: 30th May 2026

Love the instalment payment feature.

5
Love the instalment payment feature. Provides great flexibility to manage my finances Reviewed on: 30th May 2026

Very useful

5
Simple and make easy manage money Reviewed on: 30th May 2026

Great product for all financial requirements

5
Great product for all financial requirements Reviewed on: 30th May 2026

PayPal excellent service

5
Paypal is easy to use with interest rates clearly shown..I easy to repay if you budget correctly Reviewed on: 30th May 2026

Always feel safe when I use PayPal

5
Always feel safe when I use PayPal Reviewed on: 30th May 2026

Payment via PayPal is much safer than other providers

5
Payment via PayPal is much safer than other providers Reviewed on: 30th May 2026

Very happy with PayPal would definitely recommend to...

5
Very happy with PayPal would definitely recommend to all Reviewed on: 30th May 2026

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