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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

No Faff, Just PayPal!

5
I really like PayPal’s bold, clear interface. Sending and receiving money is refreshingly simple and straightforward, with none of the usual faff. In fact, it’s so easy to use that even an old lady like me can navigate it with confidence! Reviewed on: 30th May 2026

Great experience and easy to use

5
Great experience and easy to use Reviewed on: 30th May 2026

Easy to signup too and very easy to use.

5
Easy to signup too and very easy to use. I use Paypal for purchases online and I never have a problem. Reviewed on: 30th May 2026

Easy to use and never have a problem regarding refunds.

5
Easy to use and never have a problem regarding refunds. Reviewed on: 30th May 2026

Paypal, Easy to use.

5
Easy to use. Payments options to suit your need. All details in your account. Using an app just unlocked via fingerprint, Reviewed on: 30th May 2026

Great payment option

5
Easy and manageable way to pay with long interest free periods Reviewed on: 30th May 2026

Easy to use.

5
Easy to use. 0% interest for 4 months is helpful. Reviewed on: 30th May 2026

Emergencys

5
Its great for emergencys when i have no money Reviewed on: 30th May 2026

Execellent service!

5
Execellent service! It's easy to manage online, which is a big plus for me. Reviewed on: 30th May 2026

Easy to use and good repayment plans

5
Easy to use and good repayment plans Reviewed on: 30th May 2026

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