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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181083)

It’s convenient, flexible payment option and give va...

5
It’s convenient, flexible payment option and give value for money. Also it’s secure so buying is easy and stress free Reviewed on: 30th May 2026

Seem ok, would like more notifications

5
Seem ok, would like more notifications Reviewed on: 30th May 2026

Never had any trouble with PayPal, really helpful to...

5
Never had any trouble with PayPal, really helpful to split the cost of gifts. Reviewed on: 30th May 2026

I have been with PayPal for a long term, it's helps...

5
I have been with PayPal for a long term, it's helps pay my invoices and keeping them all in the same place, as well as being able to use goods and services. Its just such a convenient way to make purchases. Reviewed on: 30th May 2026

Never had issues

5
Never had issues. PayPal a good way to pay for goods safely. Reviewed on: 30th May 2026

Excellent service outstanding

5
Excellent service. I have nothing to complain about Reviewed on: 30th May 2026

It’s very helpful for managing my finances

5
It’s very helpful for managing my finances Reviewed on: 30th May 2026

Never any issues with PayPal always a good experienc...

5
Never any issues with PayPal always a good experience easy to use and much safer with money Reviewed on: 30th May 2026

Very good experience and very good mode of transactions

5
Very good experience and very good mode of transactions Reviewed on: 30th May 2026

Great flexible finance option

5
Finally having a paypal credit card has been great as i can have all my credit options in one place and use paypal in rwal shops and not just online. Reviewed on: 30th May 2026

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