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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 64,728 reviews, last reviewed 14th Apr 2026
1282800% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use Paypal for paying for things i need, i... I always use Paypal for paying for things i need, i recently paid with Paypal for a ps5 game for my son's birthday which didn't turn up. Had to wait a... Read more Reviewed on: 14th April 2026
Pauline G's avatar
Pauline G

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026
Fernando G's avatar
Fernando G
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (64728)

It is fantastic

5
It secur, safe and simple to use Reviewed on: 8th July 2022
Mercy Nyarkoa Quist Anane's avatar
Mercy Nyarkoa Quist Anane

Quick, easy to manage credit

5
Makes online shopping all the easier Reviewed on: 8th July 2022
Afs's avatar
Afs

Simple, affordable and safe

5
I like how I can spread payments out and allows me to effectively budget high price items. Reviewed on: 8th July 2022
Matthew Evans's avatar
Matthew Evans

Best finance/loan company.

5
Many places don’t accept Klarna or clear pay. But with PayPal credit I’m and able to afford things I can’t normally afford all at once. And it’s nice to be able to treat myself and pay it back with little interest. Reviewed on: 8th July 2022
Charlie moody's avatar
Charlie moody

excellent

5
excellent customer services and takes care of their customers very well. I love using the credit to make payments especially when the unexpected happens. Reviewed on: 8th July 2022
Pauli Moks's avatar
Pauli Moks

excellent option to spread online payments

5
The flexibility of paypal credit is helpful and managing the payments is detailed well. Reviewed on: 8th July 2022
rachel scobie's avatar
rachel scobie

Easy and hassle free

5
Paypal credit is easy to use and the site simple to navigate. Interest free over £99 Reviewed on: 8th July 2022
James's avatar
James

Amazing

5
Being able to spread the cost over 4 months with zero interest is amazing. PayPal is a trusted payment provider which makes it even better! Reviewed on: 8th July 2022
Arantxaxiam's avatar
Arantxaxiam

Easy and trustworthy

5
The app is the easiest banking app I have ever used Reviewed on: 8th July 2022
Jon Hall's avatar
Jon Hall

Best one

5
Best Credit ever had I highly recommend it for anyone who want to buy safety Reviewed on: 8th July 2022
Mohammad Karou's avatar
Mohammad Karou

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