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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181083 reviews)

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4.73

Based on 181,083 reviews, last reviewed 30th Jul 2026

114% increase in 5 star reviews

in the past 90 days

168% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181083)

I have used Paypal for so long and when they introdu...

I have used Paypal for so long and when they introduced Credit I grabbed the opportunity. Reviewed on: 30th May 2026

Some good bits but always difficult to get help

Some good bits but always difficult to get help Reviewed on: 30th May 2026

Excellent Service and Easy to Use

I have had a very positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the platform provides clear information about balances and due dates. I appreciate the flexibility it offers for purchases and the ability to spread costs over time. Customer support has been helpful when needed, and the service has been reliable and convenient overall. I would recommend PayPal Credit to anyone looking for a simple and trusted credit solution. Reviewed on: 30th May 2026

Been a great service for me but sometimes confusing,...

Been a great service for me but sometimes confusing, had more good experience than the odd not good one but still would recommend as all companies have the odd glitches . Reviewed on: 30th May 2026

Trustworthy and reliable

Always Trustworthy and reliable never disappoint Reviewed on: 30th May 2026

Overall happy with PayPal Credit

Happy with how easy it is to apply for PayPal Credit. A bit disappointed with higher than expected credit card interest rates, but find the 0% interest for credit over £100 for 4 months function helpful. Reviewed on: 30th May 2026

Nice app for credit ,and payments it helped me when...

Nice app for credit ,and payments it helped me when I was in Romania Reviewed on: 30th May 2026

Always reliable.

Always reliable. Credit provided when needed. Reviewed on: 30th May 2026

I have found the Papypal credit offering to be quite...

I have found the Papypal credit offering to be quite convenient and easy to use. The interest rate and repayment terms are super friendly - 3 months repayment period at zero interest. Reviewed on: 30th May 2026

Thank you very much PayPal for all the help

My experience with PayPal is a very good one, it helped me when I needed it the most and I am very happy that in this way I can thank you very nicely and a lot because you helped me enormously, in fact I can't thank you as much as I would like, I express my gratitude. A thousand stars from me Reviewed on: 30th May 2026

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