Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

Payments made simple

5
PayPal is my go‑to app for safe, fast payments. Clean interface, instant notifications, and zero fuss. Works perfectly every time. Reviewed on: 30th May 2026

PayPal is the safest way to shop and is my go to for...

5
PayPal is the safest way to shop and is my go to for purchases knowing it will be secure Reviewed on: 30th May 2026

Great Quick and easy money feels protected

5
Quick and easy money feels protected Reviewed on: 30th May 2026

Best for buying in installments

5
I love to make purchases with 24 months installments and no interest. Reviewed on: 30th May 2026

Still unclear of why I need it but to be fair it’s e...

3
Still unclear of why I need it but to be fair it’s easy to set up Reviewed on: 30th May 2026

I just feel it’s safe and gives you peace of mind

5
I just feel it’s safe and easy to use Reviewed on: 30th May 2026

PayPal team always help me

5
PayPal team always help me, quick and impartial, they a here to help theirs customers Reviewed on: 30th May 2026

So easy to use, secure, flexible payments , my main...

5
So easy to use, secure, flexible payments , my main payment credit option. Reviewed on: 30th May 2026

easy and efficient to use,very handy and always reli...

5
easy and efficient to use,very handy and always reliable Reviewed on: 30th May 2026

Very good service

5
Very good service very good quality Reviewed on: 30th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101249 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products