Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 66,483 reviews, last reviewed 15th Apr 2026
1443700% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great product really helps buy items in an easy affo... Great product really helps buy items in an easy affordable way i use it all the time as long as you pay it back its the most effective and adaptive fi... Read more Reviewed on: 15th April 2026
Robert W's avatar
Robert W

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (66483)

4 Months Interest Free

5
Excellent offering that makes large purchases, possible and manageable. Reviewed on: 2nd June 2023
wamus's avatar
wamus

A useful source of credit with good offers

5
I often use Paypal Credit for medium size transactions as the zero interest offers are great and I have never had any issues whilst using it . I would recommend it to anyone. Reviewed on: 2nd June 2023
Charles Russett's avatar
Charles Russett

Quick and flexible

5
Thanks PayPal I can pay in advance my festival tickets without ruin my budget. Thanks! Reviewed on: 2nd June 2023
Darius Gut's avatar
Darius Gut

Excellent Service

5
I use PayPal for my purchases everytime it's available.. I feel safe and it gives me security on them too. It's great for transfers to friends too. Love it and would highly recommend everyone to try it! Reviewed on: 2nd June 2023
Kate Cutts's avatar
Kate Cutts

Simplicity

5
Very easy to follow my credit on the app. I like being able to check how my account is doing from my phone . Reviewed on: 2nd June 2023
Jane Watkins's avatar
Jane Watkins

PayPal Credit

5
Easy to set up. Easy to use. Brilliant. Reviewed on: 2nd June 2023
Mark Carswell's avatar
Mark Carswell

100%

5
Great excellent service and a pleasure doing business Reviewed on: 2nd June 2023
Eammon Mcdaid's avatar
Eammon Mcdaid

paypal credit

5
worry free payment at a very competative intrest rate Reviewed on: 2nd June 2023
Peter Anthony Rayner's avatar
Peter Anthony Rayner

PayPal credit works.

5
I use PayPal credit large items, it's so easy to use & accepted all over the world.what more do you need? Reviewed on: 2nd June 2023
peter speed's avatar
peter speed

Pay pal credit interest free

5
Money management goiod helps me purchase items I need Reviewed on: 2nd June 2023
Jennie Ambury's avatar
Jennie Ambury

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill