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PayPal: PayPal Credit reviews

4.90
Based on 66,368 reviews, last reviewed 15th Apr 2026
1433100% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been with PayPal for years always helpful Been with PayPal for years always helpful Reviewed on: 15th April 2026
Nouman 's avatar
Nouman

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66368)

Amazing and simple to use

5
The app is very intuitive, you can use it for 98% of things online, you really can't complain and you get buyer protection which makes it even better! Reviewed on: 14th August 2022

Hassle free access and amazing offer

5
This is my preferred payment option because PayPal works with so many merchants and 4 months interest free credit is a delight to use. Reviewed on: 14th August 2022

Perfect

5
I alway use it if I have to buy for example plain tickets. 3 months ago I had to buy 6 tickets. And it’s great that I got 3 months to to pay it back without interest! Reviewed on: 14th August 2022

Extremely convenient at times.

5
It's a very easy convenient and secure way to make payments . Reviewed on: 14th August 2022

Fast & Easy!

5
It’s great and easy to use, compatible with so many websites and even in person. It’s my preferred payment method and the app makes it so easy to view my payment plans and PayPal credit balance. Also easy to make payments even from my wallet. I always recommend to my friends and it feels very secure. Never had an issue with payments and any questions I’ve had the PayPal customer service has answered super quickly and are well versed. Reviewed on: 14th August 2022

PayPal credit

5
I love PayPal credit. Your able to shop at most stores online and are able to use your PayPal credit to pay for it rather than having to pay in full there and then. Reviewed on: 14th August 2022

good

5
good very good no problems at all Reviewed on: 14th August 2022

No credit limit reviews and interest rate increases

1
Avoid as credit limits never reviewed and they will hike your interest rate at will Reviewed on: 14th August 2022

Easy payments and buy smoothly

5
Every time I use PayPal credit it is easy enough to spend, save and pay on the app. It gives you peace of mind and set up payment instalment's and regularly getting 0% rates too so no additional fees or payments. Reviewed on: 14th August 2022

Very easy to use and great service

5
Use it all the time very convenient and helpful when you waiting for a cash Reviewed on: 14th August 2022

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