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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

I love pay in 3 and pay pay credit.

5
I love pay in 3 and pay pay credit. Its so easy and really helps split the bill. Reviewed on: 30th May 2026

I left PayPal stupid thing to do gone back

5
I left PayPal stupid thing to do gone back Reviewed on: 30th May 2026

Most excellent but a few very poor

4
Most excellent but a few very poor Reviewed on: 30th May 2026

Protection

5
Protection when buying on ebay is worth it for me Reviewed on: 30th May 2026

my experience with PayPal good so far

5
my experience with PayPal good so far Reviewed on: 30th May 2026

Very easy to navigate and got it at the needy time.

5
Very easy to navigate and got it at the needy time. Reviewed on: 30th May 2026

No fuss service

5
PayPal is easy to use and secure for making purchases Reviewed on: 30th May 2026

Transaction Simple, Secure, and Convenient

5
I have had a very positive experience using PayPal over the years. I use it regularly for online shopping, sending money to family and friends, and managing payments for various services. One of the things I appreciate most is how easy and convenient the platform is to use. The process of making payments is quick, and I like that I do not have to enter my card details every time I make a purchase. I also value the security features that PayPal provides. Knowing that my financial information is protected gives me confidence when shopping online, especially with retailers I have not used before. The buyer protection offered by PayPal is another feature that I find reassuring, as it provides an extra layer of security if there are any issues with a transaction. The mobile app is user-friendly and allows me to track transactions, send payments, and manage my account with ease. I have found customer service to be helpful when needed, and overall I have experienced very few problems. PayPal has made online payments simpler, safer, and more efficient, and I would happily recommend it to others. Reviewed on: 30th May 2026

Reliable trustworthy responsible

5
Reliable trustworthy responsible Reviewed on: 30th May 2026

Used for years.

5
App is easy to use, customer service is spot on. Reviewed on: 30th May 2026

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