Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (66155 reviews)

View other PayPal products

4.90

Based on 66,155 reviews, last reviewed 14th Apr 2026

1413900% increase in 5 star reviews

in the past 90 days

4100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great way to spread the cost when purchasing anythin... Great way to spread the cost when purchasing anything from trampolines to ferry tickets! Reviewed on: 14th April 2026

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (66155)

Wonderfully easy to use

Easiest credit card I’ve ever had. Just log in and pay! Reviewed on: 11th August 2022

Good idea but limited places to physically use it

Good customer service and experience but has a few downsides 1- direct debits come out 5 days after the say e.g had a dd due to leave the account on the 6 it left my acount account on the 11th 2-limited use to mainly major online retailers very few small businesses or shops use them hence limited market access 3 - you can't use it instore Reviewed on: 11th August 2022

Just simple and understandable

Credit system simple and clear app account is great and not confusing. Reviewed on: 11th August 2022

Thank you PayPal

Fantastic service love PayPal and always do my transactions with PayPal Reviewed on: 11th August 2022

A massive help

PayPal’s credit service has been a massive help to me. It has allowed me to manage my payments better. Reviewed on: 11th August 2022

Free Freedom

PayPal credit allows customers to purchase the products or services they deserve. It is easy to use, very secure and can be easily managed. I would strongly recommend you give it a good shot. Reviewed on: 11th August 2022

Flexible payments brilliant

Great all round service especially the choice of how to pay !! Reviewed on: 11th August 2022

Very good service

I’m very happy to PayPal service Reviewed on: 11th August 2022

PayPal credit is a lifesaver

I can't recommend PayPal credit and PayPal in 3 enough. It has made online payments so much easier and stress-free. Reviewed on: 11th August 2022

Better than credit card

It really helped me in many situations that i could actually pay with Paypal Credit. Very grateful. Reviewed on: 11th August 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.69 from 25 reviews
Payments
from PayPal 4.92 from 3671 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33252 reviews
Payments
from PayPal 4.92 from 3671 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub