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PayPal: PayPal Credit reviews

4.90
Based on 66,155 reviews, last reviewed 14th Apr 2026
1413900% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to spread the cost when purchasing anythin... Great way to spread the cost when purchasing anything from trampolines to ferry tickets! Reviewed on: 14th April 2026
Nino Caiara's avatar
Nino Caiara

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66155)

Wonderfully easy to use

5
Easiest credit card I’ve ever had. Just log in and pay! Reviewed on: 11th August 2022

Good idea but limited places to physically use it

3
Good customer service and experience but has a few downsides 1- direct debits come out 5 days after the say e.g had a dd due to leave the account on the 6 it left my acount account on the 11th 2-limited use to mainly major online retailers very few small businesses or shops use them hence limited market access 3 - you can't use it instore Reviewed on: 11th August 2022

Just simple and understandable

5
Credit system simple and clear app account is great and not confusing. Reviewed on: 11th August 2022

Thank you PayPal

5
Fantastic service love PayPal and always do my transactions with PayPal Reviewed on: 11th August 2022

A massive help

5
PayPal’s credit service has been a massive help to me. It has allowed me to manage my payments better. Reviewed on: 11th August 2022

Free Freedom

5
PayPal credit allows customers to purchase the products or services they deserve. It is easy to use, very secure and can be easily managed. I would strongly recommend you give it a good shot. Reviewed on: 11th August 2022

Flexible payments brilliant

5
Great all round service especially the choice of how to pay !! Reviewed on: 11th August 2022

Very good service

5
I’m very happy to PayPal service Reviewed on: 11th August 2022

PayPal credit is a lifesaver

5
I can't recommend PayPal credit and PayPal in 3 enough. It has made online payments so much easier and stress-free. Reviewed on: 11th August 2022

Better than credit card

5
It really helped me in many situations that i could actually pay with Paypal Credit. Very grateful. Reviewed on: 11th August 2022

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