Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

View other PayPal products

4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181080)

Easy to use, good repayment strucrure

Easy to use, good repayment strucrure Reviewed on: 30th May 2026

Great service, I have peace of mind that I'm covered...

Great service, I have peace of mind that I'm covered if something goes wrong. Reviewed on: 30th May 2026

Easy to use app, good service

So far so good. I have not had any negative experience. The app is easy to use. Reviewed on: 30th May 2026

PayPal is practicall but customer service is poor.

PayPal is practicall but customer service is poor. You cannot reach whenever you need customer service. Reviewed on: 30th May 2026

Paypal is the best.

Paypal is the best. Make everything simple and easy. Had it many many years and never had any issues at all. Reviewed on: 30th May 2026

Never had any problems at all.

Never had any problems at all.Never have I ever had to use customer services as never had any isuse Reviewed on: 30th May 2026

I use PayPal for my holiday and also to my shopping...

I use PayPal for my holiday and also to my shopping spree for myself. With their 3 months to pay it gives me time to pay and spread my payment so that I can afford it without interest. It gives me the convenience that I have a physical card when I need it on my everyday spending and virtual when I do buy things online. Reviewed on: 30th May 2026

Paypal is the way to go

Always used PayPal never had any issues always straight forward and easy to use. Quick checkout online and easy to get hold of costumer service Reviewed on: 30th May 2026

PayPal got my back

I always get my money back when I do transactions that are not correctly done eg collecting money and sending nothing or wrong products by merchants 1 Reviewed on: 30th May 2026

I love how easy it is to use.

I love how easy it is to use. The app is great and takes seconds to move funds to my PayPal credit card. Reviewed on: 30th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101249 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub