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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

SecurePal

4
In the world of I use always use PayPal as I feel it offers another layer of security Reviewed on: 30th May 2026

Great options for making payments and peace of mind...

5
Great options for making payments and peace of mind with beer protection Reviewed on: 30th May 2026

Excellent customer service, very helpful way to get...

5
Excellent customer service, very helpful way to get purchases Reviewed on: 30th May 2026

PayPal is handy.

4
PayPal is handy. Because if something breaks in your house you can just pay for it from PayPal. Until you can afford to pay it back. If you dont receive an item and you have payed for it through paypal you will sort it out. Reviewed on: 30th May 2026

Very flexible and easy to use, it gives me more opti...

5
Very flexible and easy to use, it gives me more options on payment method Reviewed on: 30th May 2026

Always offering good service but allowing me to be i...

5
Always offering good service but allowing me to be in control Reviewed on: 30th May 2026

Flexible and safe way to carry out financial transac...

5
Flexible and safe way to carry out financial transactions Reviewed on: 30th May 2026

Highly recommended

5
Very easy to use. Payment at a click of a button. Very transparent. Reviewed on: 30th May 2026

With the cost of living it makes making purchases af...

5
With the cost of living it makes making purchases affordable to spread the cost. Reviewed on: 30th May 2026

Easy access to credit,no hustle or lots of paperwork.

5
Easy access to credit,no hustle or lots of paperwork. Reviewed on: 30th May 2026

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