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PayPal: PayPal Credit reviews

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4.90
Based on 65,707 reviews, last reviewed 14th Apr 2026
1372400% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Efficient Efficient and easy to contact via email. Reviewed on: 14th April 2026
Julian's avatar
Julian

Latest lowest rating:

1

PayPal credit has to be thee worst and I mean thee w... PayPal credit has to be thee worst and I mean thee worst credit providers. High interest and can't pay off transactions separately. Reviewed on: 14th April 2026
Femia's avatar
Femia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65707)

Simplicity

4
Easy to use and very helpful in a tight spot Reviewed on: 9th July 2022
James Brown's avatar
James Brown

Helps you ou when you are low on cash and has gives you enough time to pay

5
Not a particular story but i love this idea of purchasing something you may be dyeing to have whilst giving you the flexibility to pay later and not the standard one or two months but three. I wish it was pay within six months but i love paypal credit in all. Reviewed on: 9th July 2022
Bella's avatar
Bella

The best credit card

5
You have always confidence for shopping or any kind of expending with no interest in 4 months. Reviewed on: 9th July 2022
mh.yalinezhaad@yahoo.co.uk's avatar
[email protected]

very convenient

5
easy payments, finances flexibility Reviewed on: 9th July 2022
Hannah's avatar
Hannah

Highly recommend

5
Spread the cost with no interest, what’s not to like Reviewed on: 9th July 2022
Nicholas Brown's avatar
Nicholas Brown

A Great way to Pay!

5
I've used PayPal Credit on several occasions and it has helped me buy those expensive items I've wanted. Anything £99 and above qualifies and allows you to spread your payments, which is brilliant as I'm paid monthly. Reviewed on: 9th July 2022
Dave's avatar
Dave

Always there, always fair!

5
I feel safe with PayPal, I’m protected and I am treated fairly. Friendly reminders mean I never miss a payment and 0% interest gives me peace of mind: Reviewed on: 9th July 2022
Jamie-Lee Gibson's avatar
Jamie-Lee Gibson

IT IS AWESOME

5
So easy to manage with the app, let’s you keep track. Safe and secure Reviewed on: 9th July 2022
andymarklawrence@hotmail.com's avatar
[email protected]

Absolutely Smashing

5
My experience with PayPal has always been a pleasure. To offer people the credit scheme proves to be very useful and will help many. Thank you PayPal Reviewed on: 9th July 2022
Ashley's avatar
Ashley

Great PayPal I use every single month

5
I use PayPal credit interest 3 option very often find it a great way to pay for things over time. A star ++++++++ Reviewed on: 9th July 2022
dan07arsenal@gmail.com's avatar
[email protected]

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