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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181080)

The balance on the credit card is slow to chahe6

4
The balance on the credit card is slow to chahe6 Reviewed on: 30th May 2026

I find it’s a great help with paying in three and in...

5
I find it’s a great help with paying in three and interest free Reviewed on: 30th May 2026

Great service and customer service

5
Great service and customer service Reviewed on: 30th May 2026

Enjoying

5
It’s easy and reliable loved it. Reviewed on: 30th May 2026

The best

5
I’ve had a very good experience with PayPal Credit. The application process was quick and simple, and the approval came fast. It’s very convenient for online shopping and helps a lot when you need flexibility with payments. The option to spread the cost over time is useful, especially for bigger purchases. The platform is easy to use, payments are clear, and everything integrates smoothly with PayPal. Customer service has also been helpful whenever needed. Overall, a reliable and trusted service. Highly recommended for anyone looking for an easy and flexible way to manage online purchases. Reviewed on: 30th May 2026

Happy user

5
No issues with paypal. Have been using it for many years now. Reviewed on: 30th May 2026

Od kont wprowadzono karty platnicze jest duzo lepiej

5
Od kont wprowadzono karty platnicze jest duzo lepiej Reviewed on: 30th May 2026

Good experience

4
Easy to use for payment. Good fabulous experience Reviewed on: 30th May 2026

A Bridge when I needed one

5
With PayPal credit, I could spread payments without pressure, handle unexpected needs with confidence, and stay disciplined in my financial stewardship. Reviewed on: 30th May 2026

Brilliant, easy to use.

4
Brilliant, easy to use. I would definitely recommend that Reviewed on: 30th May 2026

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