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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181080 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181080)

Always a smooth, secure transaction

Always a smooth, secure transaction with flexibility and security thrown in. Thank you. Reviewed on: 30th May 2026

Easy transfer of money for a family member

Easy transfer of money for a family member Reviewed on: 30th May 2026

PayPal is the best.

PayPal is the best. Never had any issues with them. Reviewed on: 30th May 2026

User-friendly

This is a great addition to the PayPal service. Easy to use with the simple steps and with the email updates you always know where you stand in your finances. Reviewed on: 30th May 2026

It has come in very handy to make purchases on the p...

It has come in very handy to make purchases on the phone without having to use a card Reviewed on: 30th May 2026

Simple , quick , reliable .

Simple , quick , reliable . Always feel confident it’s a safe transaction Reviewed on: 30th May 2026

Paypal is best service.

Paypal is best service. I really appreciate. Reviewed on: 30th May 2026

Is PayPal good?

PayPal is great because it’s secure, widely accepted, and makes online payments super easy. Reviewed on: 30th May 2026

Very user friendly

I've been using PayPal Credit for years now, it's very simple and easy to understand and very user friendly, and making repayments is very easy as well. Keeping track of your credit and finding statements is also very simple. Would definitely recommend to friends and family. Reviewed on: 30th May 2026

Amazing customer service helped sort my issue prompt...

Amazing customer service helped sort my issue promptly and with no issues Reviewed on: 30th May 2026

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