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PayPal: PayPal Credit reviews

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4.90
Based on 64,985 reviews, last reviewed 14th Apr 2026
1306700% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

1st Class Simple , well looked after , and a great consumer service Reviewed on: 14th April 2026
John B's avatar
John B

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026
RN's avatar
RN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (64985)

Convenient but needs greater adoption

4
I had a great experience setting up my PayPal online credit and having it attached to your PayPal account is just what I was looking for. Their current promotion of having 4 months interest free credit for purchases over £100 was a welcome addition and their quick application low rates was welcome relief to other institutions that can make this process feel like pulling teeth!. However, I do wish more online retailers would accept payment PayPal credit. It is improving, but needs a larger base to make it really shine and be the one stop credit provider. Thank you for the convenience PayPal! Reviewed on: 8th July 2022
David's avatar
David

Reliable and prompt services.

5
It is very flexible with the payments and I bought an iPhone 13 pro through PayPal credit and no interest. That’s seems like a great offer. Reviewed on: 8th July 2022
RIAZ AHMED MOHAMMED's avatar
RIAZ AHMED MOHAMMED

Just the easiest way to get your holiday up and running

5
My experience with PayPal has been very helpful and useful it's so quick and easy also your purchase is garrented. Reviewed on: 8th July 2022
John Houston's avatar
John Houston

I love PayPal very helpful and secure.

5
I use PayPal for payment for last 4 years and I love it, very helpful and secure. Reviewed on: 8th July 2022
Aymen Hichri's avatar
Aymen Hichri

Mr

5
I love PayPal probably the best credit card i love the pay in 3 it helps along especially buying this like flight etc Reviewed on: 8th July 2022
King Mulewa's avatar
King Mulewa

Easy, flexible, affordable

5
I love PayPal credit- it gives me the opportunity to spread the payment of higher cost items over several months. I especially love that any purchase over £99 is interest free for 4 months! I already love and use PayPal a lot in my transactions so adding on PayPal credit is brilliant as so many places accept PayPal. Reviewed on: 8th July 2022
Zoe Woodley's avatar
Zoe Woodley

Good Experience using PayPal

5
It is easy to use and more convenient while using for online shopping. I also love to use it and highly recommend it to other people. Reviewed on: 8th July 2022
RAMEEZ RAJA KURESHI's avatar
RAMEEZ RAJA KURESHI

Great payment solutions

5
Had been using PayPal credit for over 5 years amazing ways of purchasing . Thank you so much Reviewed on: 8th July 2022
Luke Stars's avatar
Luke Stars

Wonderful

5
Makes paying back so much easier and affordable! Reviewed on: 8th July 2022
Chloe's avatar
Chloe

Excellent Idea !

5
PayPal credit has been so helpful for me, and easy to use. Excellent service. Highly recommended Reviewed on: 8th July 2022
MPrior 's avatar
MPrior

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