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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181079 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181079)

Low interest rate and long interest free period.

Low interest rate and long interest free period. Reviewed on: 30th May 2026

used for years, great service and fast purchases

used for years, great service and fast purchases Reviewed on: 30th May 2026

Life Saver

I've used PayPal to pay for courses and paid them back within 4 months without interest. PayPal is the absolute best. Reviewed on: 30th May 2026

Many ways to spend & receive

Paypal offers many different ways of sending & receiving paymemnt/money to friends, family & businesses. It also offers various credit facilities for different needs & cashback schemes on certain products/services. Reviewed on: 30th May 2026

Paypal is useful

Paypal is useful although quite restrictive at times. I do trust them though. Reviewed on: 30th May 2026

It is always available to help

It is always available to help in every financial need Reviewed on: 30th May 2026

overall good experience for retail and online payment

overall good experience for retail and online payment Reviewed on: 30th May 2026

My experience

Provided me with protection on any purchases I have made with a better credit charge than any of my bank accounts. 100% recommend them. Reviewed on: 30th May 2026

Overall very easy to manage and pleasent to deal wit...

Overall very easy to manage and pleasent to deal with when using customer service. Reviewed on: 30th May 2026

Very useful and excellent customer service

Very useful and excellent customer service Reviewed on: 30th May 2026

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