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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181078)

Very good service fast and convenient and very helpful.

5
Very good service fast and convenient and very helpful. Debit very good and credit fantastic would recommend to anyone Reviewed on: 30th May 2026

PayPal are a great credit provider.

5
PayPal are a great credit provider that I've used for a while now and with the 0%interest for 4 months on purchases over £100 it can really help in a pinch or if you want peace of mind when purchasing online. Reviewed on: 30th May 2026

great loan option and quick problem resolution

5
great loan option and quick problem resolution Reviewed on: 30th May 2026

Easy and safe

5
Very safe way of paying. Good customer service Reviewed on: 30th May 2026

Great experience

5
Great experience, very convenient Reviewed on: 30th May 2026

Great and easy to use.

5
Great and easy to use. I especially love the PayPal credit feature. Reviewed on: 30th May 2026

Great service and easy to use.

5
Great service and easy to use. Easy to make payments and very convenient when shopping online Reviewed on: 30th May 2026

Trustworthy and easy service

5
Easy to use. Support always there when needed. Reliable and fast Reviewed on: 30th May 2026

Was really helpful

5
Was really helpful when I needed a part for my car a week before payday Reviewed on: 30th May 2026

Easy and accessible to aid affordability of none fre...

5
Easy and accessible to aid affordability of none frequent purchases Reviewed on: 29th May 2026

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