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PayPal: PayPal Credit reviews

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4.90
Based on 64,985 reviews, last reviewed 14th Apr 2026
1306700% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

1st Class Simple , well looked after , and a great consumer service Reviewed on: 14th April 2026
John B's avatar
John B

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026
RN's avatar
RN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64985)

Outstanding

5
Great service, convenient, happy customer. Reviewed on: 8th July 2022
LUCAS98's avatar
LUCAS98

It helps me a lot ,,it give you interest free period which very important for me.

5
If I want to go abroad I don't need to worry to pay cash ,,just use my paypal credit and no interest for 4 months ,,as I hate paying interest . Reviewed on: 8th July 2022
Nasra 's avatar
Nasra

Love their effectiveness

5
I have used this service for a long time and O have never been disappointed, Wonderful service. Reviewed on: 8th July 2022
Major 1 Son's avatar
Major 1 Son

Amazing

5
Pay pal is very help ful for people who can't buy stuff with full amount but with PayPal every body can buy every thing. Reviewed on: 8th July 2022
Harjot Kaur's avatar
Harjot Kaur

reliable, safe, fast, easy to handle, if there are problems they will always help

5
always and everywhere I try to pay on the Internet only through paypal credit, because it is reliable and always solve problems with the seller. I recommend it to everyone Reviewed on: 8th July 2022
VYTAUTAS MESKYS's avatar
VYTAUTAS MESKYS

Affordable

5
Easy to apply and the customer service team are very knowledgeable and helpful. Reviewed on: 8th July 2022
sai kiran's avatar
sai kiran

Amazing

5
Split costs which is great Opportunity for people to save many as allow zero interest for 4 months. Reviewed on: 8th July 2022
Heddy Ruano's avatar
Heddy Ruano

Excellent value

5
Excellent Nice and easy to apply PayPal credit Reviewed on: 8th July 2022
Engues's avatar
Engues

Excellent product

5
simple to manage, and easy to keep on top of Reviewed on: 8th July 2022
Matt Collins's avatar
Matt Collins

Best user-friendly credit provider

5
Using PayPal credit is super easy and quite clear. Terms of credit known well in advance which helps you to plan repayments and further purchases. Reviewed on: 8th July 2022
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[email protected]

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