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PayPal: PayPal Credit reviews

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4.90
Based on 65,672 reviews, last reviewed 14th Apr 2026
1369300% increase in 5 star reviews
in the past 90 days
4000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exactly as described. Exactly as described. Easy to use. Reviewed on: 14th April 2026
Paul.A's avatar
Paul.A

Latest lowest rating:

1

PayPal credit has to be thee worst and I mean thee w... PayPal credit has to be thee worst and I mean thee worst credit providers. High interest and can't pay off transactions separately. Reviewed on: 14th April 2026
Femia's avatar
Femia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65672)

Great and fast wat to pay!

5
PayPal Credit helps me a lot of times when I had difficulty for pay something I bought. It's a great way to pay Reviewed on: 8th July 2022
Florencia Menna's avatar
Florencia Menna

Highly recommend

5
Absolutely excellent, helped me out big time when I was short of money around Christmas time. 0% for four months. Great way to spread the cost. Reviewed on: 8th July 2022
Daniel page's avatar
Daniel page

Easy to use and manage

5
I looked at opening a credit provider and looked into PayPal as I use PayPal a lot. Found it easy to use with easy ways of keeping on top of my credit. Reviewed on: 8th July 2022
Bill Murphy's avatar
Bill Murphy

Recommend to everyone

5
Really recommend everyone to use paypal credit. Its easy and convenient to use. It’s interest free for 4 months so I can take time to pay without worrying about increasing interest rate. Reviewed on: 8th July 2022
Lostsoul's avatar
Lostsoul

Excellent

5
Easy to use. Great service and very affordable. Reviewed on: 8th July 2022
Spencer 's avatar
Spencer

Good.service send updstes

5
Easy to use and always handy for special things. Reviewed on: 8th July 2022
Francesco Maguire's avatar
Francesco Maguire

Best credit card option available

5
paypal credit is better than any other credit cards. interest free for four months over 100 pounds spending with no limit of period. I can manage my finance much better with PayPal credit than before. Reviewed on: 8th July 2022
Irene Kim's avatar
Irene Kim

Brilliant service

5
I've used PayPal credit for a few years now. More expensive buys are easier when cut into four payments, Brilliant! If something goes wrong and you have to contact PayPal ....They're on the ball, Brilliant! Problem seller? Money refunded the next day. Brilliant service. Many thanks! Reviewed on: 8th July 2022
Philip Gofton's avatar
Philip Gofton

Thumbs up from me !

5
I have been using pay pal credit for a while now and can honestly say it is one of the fairest credit facilities I use . I love that of you pay off larger purchases in full within a certain time frame you pay no interest. The app is so easy to use and all information is clear . I would definitely recommend it to friends . Reviewed on: 8th July 2022
Nikki Loveday's avatar
Nikki Loveday

Cost spreading

5
It is very handy to spread the cost at no interest if paid within 3/4 months Reviewed on: 8th July 2022
alan pierce's avatar
alan pierce

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