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PayPal: PayPal Credit reviews

4.73
Based on 181,075 reviews, last reviewed 29th Jul 2026
128% increase in 5 star reviews
in the past 90 days
187% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026
PG's avatar
PG

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181078)

Very good and help a lot thanks to PayPal

5
Very good and help a lot thanks to PayPal Reviewed on: 29th May 2026

Just such and easy process and hassle free

5
Just such and easy process and hassle free Reviewed on: 29th May 2026

Paypal Credit with flexibility, easy access and reli...

5
Paypal Credit with flexibility, easy access and reliable. Reviewed on: 29th May 2026

I enjoy using PayPal.

5
I enjoy using PayPal. It is easy and safe. Reviewed on: 29th May 2026

I have been using PayPal for long time.

5
I have been using PayPal for long time. I have seen many spending options added to it and I am loving it, especially 4 months for 99 pounds purchases Reviewed on: 29th May 2026

Smooth Transaction

5
Every transaction is really smooth including any refunds. Really easy to use Reviewed on: 29th May 2026

Never had problems absolutely fantastic

5
Never had problems absolutely fantastic Reviewed on: 29th May 2026

One of best pay pal pay in my life

5
One of best pay pal pay in my life Reviewed on: 29th May 2026

Safe transactions.

5
Safe transactions, payment disputes always dealt wth quickly and efficiently. Reviewed on: 29th May 2026

Nice and easy very convenient I would recommend

4
Nice and easy very convenient I would recommend Reviewed on: 29th May 2026

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