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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181078)

Easy and simple process, was not too invasive and ha...

Easy and simple process, was not too invasive and has an excellent rate compared to other lenders. My go-to for purchases. Highly recommended and have friends and family using it too. I like the 4 months interest free deal too! Reviewed on: 29th May 2026

Top class service

Easy to use, fab app and customer service always top class. Reviewed on: 29th May 2026

excellent service by PayPal in uk

excellent service by PayPal in uk Reviewed on: 29th May 2026

Friendly customer service

Such good customer service when i need to talk to an adviser, always happy to help and sort any issues i have . I do think the update on balances could be updated quicker, but overall happy with my account Reviewed on: 29th May 2026

It is really good and allows me to pay within timeli...

It is really good and allows me to pay within timelines Reviewed on: 29th May 2026

Amazing experience allowed me enough time to pay bac...

Amazing experience allowed me enough time to pay back and great allowance Reviewed on: 29th May 2026

Its helped me manage my interest free payments

Its helped me manage my interest free payments for the things that me and my family need urgently. Reviewed on: 29th May 2026

Always great service and payments are secure and pro...

Always great service and payments are secure and protected Reviewed on: 29th May 2026

been using PayPal for a ong time now and have e...

I’ve been using PayPal for a ong time now and have enjoyed the increased services housed under its roof the only drawback is the fact it can’t be used on AMAZON Reviewed on: 29th May 2026

Useful because u can pay anytime u have money

Useful because u can pay anytime u have money Reviewed on: 29th May 2026

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