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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181078)

Great support

It's been good as I like buying on line, the pay later is a really good option. Reviewed on: 29th May 2026

PayPal is really easy to use and very handy I use it...

PayPal is really easy to use and very handy I use it every week without fail Reviewed on: 29th May 2026

Excellent support and protection.

Have been using PayPal for a very long time, outstanding customer service. Always prompt and very supportive. I try and use PayPal for all online payments due to the unrivalled protection. It is fast, efficient and exceptionally easy to use. Reviewed on: 29th May 2026

Super efficient and simple to get going.

Super efficient and simple to get going. Highly recommend everyone give it a go. Reviewed on: 29th May 2026

Five Stars No Problems Whatsoever

Very good service. I’ve used PayPal Credit for some time now and have had no issues at all. The application process was simple, payments are easy to manage, and everything works as expected. It’s a convenient option for spreading the cost of purchases, and I’ve found it reliable throughout. Overall, a great experience and I would happily recommend it. Reviewed on: 29th May 2026

Excellent service

Easy to use and available 24/7 to view balances and make payments Reviewed on: 29th May 2026

Have been helpful when needed.

Have been helpful when needed. Secure and reliable Reviewed on: 29th May 2026

Good overall credit provider and good customer service.

Good overall credit provider and good customer service. Reviewed on: 29th May 2026

I’ve used PayPal for over a decade and it’s really c...

I’ve used PayPal for over a decade and it’s really convenient and easy to transfer money and pay for things. I use the pay in 3 feature quite often.. I like that all you need is someone’s email address and you can send them money. Reviewed on: 29th May 2026

Easy transaction good interest free time

Easy transaction good interest free time Reviewed on: 29th May 2026

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