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PayPal: PayPal Credit reviews

4.90
Based on 67,059 reviews, last reviewed 15th Apr 2026
1497400% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been a PayPal customer for many years with no... I have been a PayPal customer for many years with no issues. All transactions have gone through seamlessly and on the rare occasions that I have had t... Read more Reviewed on: 15th April 2026
E M's avatar
E M

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (67059)

Best service/ quick response

5
I think paypal doing his best to people from scam and much more Reviewed on: 11th May 2024

Been using PayPal for years so easy to use and send...

5
Been using PayPal for years so easy to use and send money and pay for stuff and customer service is very good to settle any dispute. I wish more people would use it lol. Helps me manage my finances and the app is very good and reliable. Reviewed on: 11th May 2024

4 month interest free

5
Help a lot with the 4 month interest free when you spend over £99, never had any issues, so there was no need for customer service yet. Reviewed on: 11th May 2024

I can’t fault PayPal thank you for all you do...

5
I can’t fault PayPal thank you for all you do for me Reviewed on: 11th May 2024

PayPal Credit Is Brilliant

5
PayPal Credit is an excellent way to pay for goods and the customer services are brilliant. Whenever I phone for help; the advisors always prompt with my account and advise if or what to expect. If I spend with my promotional offers, I can pay off the balance and new transactions without any interest by the payment date. Reviewed on: 11th May 2024

4 months interest free

5
They are good it for giving 4 months interest free on purchases. Reviewed on: 11th May 2024

Never had any problems when using PayPal customer se...

4
Never had any problems when using PayPal customer service, fast and reliable service when required, problem solved without difficulty. Reviewed on: 11th May 2024

Paypal is reliable & trustworthy service.

5
Paypal is reliable & trustworthy service. When it comes to credit, It offers interest free installment plan which is plus point. Reviewed on: 11th May 2024

Good experience

5
I have always had a smooth and straight forward experience using Paypal Credit Reviewed on: 11th May 2024

Easy n secure way to pay , safe too

5
Easy n secure way to pay , safe too Reviewed on: 11th May 2024

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