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PayPal: PayPal Credit reviews

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4.90
Based on 75,863 reviews, last reviewed 18th Apr 2026
2309900% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payments made with ease Excellent as easier to pay through PayPal than having to use cards, secure and reliable. Payments made with ease. Reviewed on: 18th April 2026
MS's avatar
MS

Latest lowest rating:

1

Dia company would really think twice about using them Dia company would really think twice about using them Reviewed on: 18th April 2026
Christopher Poyser's avatar
Christopher Poyser
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75863)

Flexible

5
Its help me spread out payments. Reviewed on: 29th May 2024
Jamie L's avatar
Jamie L

Hassle-free Credit

5
Hassle-free transactions, payments and customer comms. Easy to understand breakdown of charges and changes. Credit limits are applied realistically which ensures no over extension of ability to make repayments. Reviewed on: 29th May 2024
JvR's avatar
JvR

Easy to use and I can buy items when I...

5
Easy to use and I can buy items when I need them Reviewed on: 29th May 2024
Pat's avatar
Pat

It was a nice experience with PayPal and its team fo...

5
It was a nice experience with PayPal and its team for the support. Reviewed on: 29th May 2024
Dev D's avatar
Dev D

Always find the staff very polite and helpful becaus...

5
Always find the staff very polite and helpful because I'm severely cited. It's easier for me to phone. And PayPal allows that. Reviewed on: 29th May 2024
Marian Fern's avatar
Marian Fern

Good credit limit, customer service can be better an...

4
Good credit limit, customer service can be better and more affective Reviewed on: 29th May 2024
ET's avatar
ET

Poor experience from customer services

3
Poor experience from customer services Reviewed on: 29th May 2024
Bill Beevers's avatar
Bill Beevers

PayPal is convenient and safe

5
PayPal is a convenient and safe way of managing money. I can quickly transfer money between friends and make purchases online knowing that I have an extra level of security using PayPal. The app is so easy to use and I love the pay in 3 and PayPal credit options, meaning I can spread my spending and easily review my payments in one place. I'd recommend PayPal to anyone. Reviewed on: 29th May 2024
Shireen Q's avatar
Shireen Q

Life saving

5
Helps out with a lot as a university student who is struggling to keep up with the economy. Reviewed on: 29th May 2024
Samia Akter's avatar
Samia Akter

Excellent to deal with very good at helping out with...

5
Excellent to deal with very good at helping out with any problems also Reviewed on: 29th May 2024
John S's avatar
John S

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