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PayPal: PayPal Credit reviews

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4.90
Based on 76,009 reviews, last reviewed 18th Apr 2026
2322700% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience PayPal has been great, everything in app is so easy to understand and highly protected. Love Reviewed on: 18th April 2026
Clare's avatar
Clare

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76009)

Flexible 4 payment option and great customer support

5
Appreciate the option to spread costs across 4 payments. Provides much needed flexibility. Customer service is invariably promptly available and always professional and understanding, seeking to ensure customer queries are satisfactorily dealt with. Reviewed on: 29th May 2024
lynne kay's avatar
lynne kay

Really handy to have quick and easy to use

5
Really handy to have quick and easy to use Reviewed on: 29th May 2024
todd mccartney's avatar
todd mccartney

Easy to use

4
Really easy to use, the only thing I dont like is the delay in payments been taken from the bank Reviewed on: 29th May 2024
Christopher B's avatar
Christopher B

Simple and reliable, easy to use, safer way to pay.

5
Simple and reliable, easy to use, safer way to pay. Instalment feature is handy Reviewed on: 29th May 2024
Sandeep P's avatar
Sandeep P

It's very easy to use and to pay for things with no...

5
It's very easy to use and to pay for things with no hassle excellent service Reviewed on: 29th May 2024
kezza's avatar
kezza

I have tremendous experience with PayPal and time I...

5
I have tremendous experience with PayPal and time I have had any issues it’s been solved immediately and the customer service are very helpful Reviewed on: 29th May 2024
roy71mac@hotmail.com's avatar
[email protected]

I think the PayPal credit facility is very useful es...

4
I think the PayPal credit facility is very useful especially if you have a good balance Reviewed on: 29th May 2024
Anthony B's avatar
Anthony B

Seamless transactions always and like to know I’m co...

5
Seamless transactions always and like to know I’m covered for anything that may arise from a purchase. Open communication from PayPal and an efficient service. Reviewed on: 29th May 2024
Emma F's avatar
Emma F

Great service

5
I use PayPal daily. It’s always been good, and helps me manage my money, PayPal credit has been brilliant for me. And really easy to pay back. And the 0% terms are awesome Reviewed on: 29th May 2024
Faye 's avatar
Faye

Greatest

5
Never a problem . It’s good to know you have PayPal credit behind you Reviewed on: 29th May 2024
linda_and_russ@hotmail.com's avatar
[email protected]

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