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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181067)

Safe and secure online shopping provided by PayPal

5
Safe and secure online shopping provided by PayPal Reviewed on: 29th May 2026

Straight forward, easy management for your finances

5
PayPal Credit is really straight forward and user friendly. Super fast response to queries and great with information. Reviewed on: 29th May 2026

Great credit provider

5
Great credit provider and very safe and user friendly platform Reviewed on: 29th May 2026

Perfect choice

5
I am so happy to have used PayPal for many years which is very helpful and handy. Reviewed on: 29th May 2026

Brilliant company

5
Been using PayPal for many years, they are useful and reliable. They have got payments back from a supplier who let me down in the past and I am now more cautious who I buy from. Reviewed on: 29th May 2026

Great experience

5
Never had a bad experience Always helped if needed and easy to use Reviewed on: 29th May 2026

Paypal is a very reliable service and is very useful...

5
Paypal is a very reliable service and is very useful when using the Pay in 3 installments when purchasing items online Reviewed on: 29th May 2026

Transfer fees

5
Transfer fee is a little higher and conversion fee is also higher Reviewed on: 29th May 2026

Never had a problem.

5
Never had a problem..says it all Reviewed on: 29th May 2026

credit card - life saver

5
I really like the new credit card, it has been a life saver Reviewed on: 29th May 2026

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