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PayPal: PayPal Credit reviews

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4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75477)

Paypal credit 0% 4 month and Pay in 3 are great prod...

5
Paypal credit 0% 4 month and Pay in 3 are great products Reviewed on: 28th May 2024
DanWond's avatar
DanWond

Customer service are great and very considerate

5
Customer service are great and very considerate Reviewed on: 28th May 2024
Tom's avatar
Tom

Great service & prompt response

5
Always had prompt responses from PayPal and no issues managing my finances Reviewed on: 28th May 2024
Maria D's avatar
Maria D

Really great experience easy to use

5
Really great experience easy to use Reviewed on: 28th May 2024
Nilofer s's avatar
Nilofer s

I used the Pay in 3 service.

5
I used the Pay in 3 service. It was very seamless and very handy to spread out a large purchase over 3 months Reviewed on: 28th May 2024
Brendan M's avatar
Brendan M

I never had any issues using paypal and I feel very...

5
I never had any issues using paypal and I feel very safe paying online with paypal credit. Reviewed on: 28th May 2024
Paulo G's avatar
Paulo G

Never had a problem with PayPal.

5
Never had a problem with PayPal. Very reliable service. Reviewed on: 28th May 2024
Rosie p's avatar
Rosie p

Convenient, great offers and customer service

5
Very reliable, great offers and customer service Reviewed on: 28th May 2024
Carolyn C's avatar
Carolyn C

New Curve card has been a fantastic option.

5
Curve card option was offered to me and it has been really easy to activate and understand the workings of the card. Really convenient to have this as a payment option. PayPal also offers payment plans so you can purchase without interest over a few months. Reviewed on: 28th May 2024
Kelthan's avatar
Kelthan

It's easy to use and safe.

5
It's easy to use and safe. I really feel comfortable using it. Reviewed on: 28th May 2024
Mubashar A's avatar
Mubashar A

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