Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181067 reviews)

View other PayPal products

4.73

Based on 181,064 reviews, last reviewed 27th Jul 2026

140% increase in 5 star reviews

in the past 90 days

191% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181067)

Easy shopping, like it.

Easy shopping, like it. Also a card is a good option Reviewed on: 29th May 2026

Peace of mind and help at hand.

Peace of mind and help at hand. Feel confident all the time Reviewed on: 29th May 2026

Very good service, easy to access.

Very good service, easy to access. Reviewed on: 29th May 2026

Excellent service

I find PayPal very good at payment options and giving the flexibility to pay monthly. But also very responsible lender. Reviewed on: 29th May 2026

Amazing servicen would recommend

Anytime there is an issue, and there isn't many times, the team are very quick to help and always ensure that youre issue(s) are resolved. Very easy to use service and very simple lay out so you're not scrolling menus and settings to find things. Reviewed on: 29th May 2026

Wonderful experience from Paypal.

Wonderful experience from Paypal. Easy to use and always on time. Reviewed on: 29th May 2026

Excellent service and very useful

Excellent service and very useful Reviewed on: 29th May 2026

Love using PayPal.

Love using PayPal, from the ease to the knowledge of how safe and secure it is, also the communication is fab. Reviewed on: 29th May 2026

PayPal is very easy to use and very affordable to pa...

PayPal is very easy to use and very affordable to pay back. Reviewed on: 29th May 2026

Best Payment Options By Far.

I have used Paypal for a number of years with various forms of credit using mostly with full payment to retailers, pay in four interest free payments, pay in three interest payments and occassional 12 month free interest payments (when offered) for larger puchases. I have complete confidence on how they run their business and feel safe when using their transaction process and have never had the need to complain about their services. Generally security of any account account is always a worry but not with Paypal who have tight security controls in place. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101235 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub