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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75282)

PayPal credit is good and handy to use when needed

5
PayPal credit is good and handy to use when needed Reviewed on: 27th May 2024
Paul A's avatar
Paul A

Easy application process very easy to use

5
Easy application process very easy to use Reviewed on: 27th May 2024
Cemal A's avatar
Cemal A

Great service 10 points from 10 we PayPal is the best!

5
Great service 10 points from 10 we PayPal is the best! Reviewed on: 27th May 2024
Zydrunas D's avatar
Zydrunas D

very good cooperation and no obstacles very great op...

5
very good cooperation and no obstacles very great option thank you Reviewed on: 27th May 2024
Bober's avatar
Bober

Very easy, customer friendly and accepted by many o...

5
Very easy, customer friendly and accepted by many online shops. Reviewed on: 27th May 2024
Prra's avatar
Prra

I got pay pal for years now and purchased many items...

5
I got pay pal for years now and purchased many items that I wouldn’t otherwise. Pay pal gives many options to pay later no additional payment for holidays, great deals that in such a squeeze I wouldn’t been able to afford Always upfront and loads ahead from other card providers Thank you Reviewed on: 27th May 2024
Agnieszka S's avatar
Agnieszka S

I have used it often find it very useful.

5
I have used it often find it very useful. Reviewed on: 27th May 2024
Barbara R's avatar
Barbara R

It's good and flexible to repay back.

5
It's good and flexible to repay back. But I suggest there should be ways and means to get your credit into cash and withdraw. Or better still, you can make a virtual card available for customers to use. Reviewed on: 27th May 2024
Aaron A's avatar
Aaron A

Flexible & accepted everywhere makes this an easy se...

4
Flexible & accepted everywhere makes this an easy service to use. I enjoy being able to go onto an app which is far more easy & uservfiriendlybtgan any banking system I currently use. Reviewed on: 27th May 2024
Leonora Simons's avatar
Leonora Simons

Very good customer service, solved my issue very qui...

5
Very good customer service, solved my issue very quickly Reviewed on: 27th May 2024
Sumera Naz Shouket's avatar
Sumera Naz Shouket

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