Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 65,942 reviews, last reviewed 14th Apr 2026
1394400% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience with PayPal Credit. Always had a positive experience with PayPal Credit. Reviewed on: 14th April 2026
Marisa's avatar
Marisa

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (65942)

Super

5
Love Love paypal!!!!!,, super paypal!!!!! Reviewed on: 8th July 2022

Amazing product

5
PayPal is amazing very easy to use Reviewed on: 8th July 2022

Paypay credit has been amazing and helpful in getting things I needed on time

5
I've been able to buy stuff I needed with PayPal credit and I also get notification to make payment. Reviewed on: 8th July 2022

Best credit

5
Wouldn't use any other credit then paypal. So easy to use Reviewed on: 8th July 2022

Cannot fault them,

5
A lot better than the high street banks. Any problems they do there best to fix it. Reviewed on: 8th July 2022

Fantastic Service

5
PayPal credit was a great support for me at a time when l needed to make a purchase online with little trust of the sellers. Great and timely facility for me. Reviewed on: 8th July 2022

Paypal never let anyone down

5
The offers and the cs is my go to, they never let me down and always come up with new offers and deals Reviewed on: 8th July 2022

Excellent company always to hand

5
Didn't have the greatest credit score but PayPal accepted me and I have improved my score greatly Reviewed on: 8th July 2022

Wonderful service

5
Always given great service great products Reviewed on: 8th July 2022

Good reliable service

5
Excellent and efficient service Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 33250 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3671 reviews
    PayPal
    View all products