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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181062)

Never had any issues and payment plan options are br...

5
Never had any issues and payment plan options are brilliant Reviewed on: 29th May 2026

I always feel confident that my purchases are safe o...

5
I always feel confident that my purchases are safe online when I use PayPal. Any issues I’ve had in the past have always been rectified by the PayPal assistants on the phone. Reviewed on: 29th May 2026

Rapido e pratico

5
Todas as vezes que precisei usar o PayPal funcionou muito bem Reviewed on: 29th May 2026

Very good service.

5
Very good service.And always there when you need a help Reviewed on: 29th May 2026

Excellent 10/10

5
Excellent, highly recommended. works very well Reviewed on: 29th May 2026

PayPal review

3
I only applied for a PayPal credit card as we were going to America. Whilst being there I had problems with using my card. When I spoke to someone one for help. All I was told was that it was blocked and not to use it for 72 hours, when I asked if it would work then her response was " it might work or might not work" which isnt really helpful when its your only source of money in a different country. Reviewed on: 29th May 2026

PayPal is so easy to use when paying online especial...

5
PayPal is so easy to use when paying online especially when I'm not that tech minded Reviewed on: 29th May 2026

Reliable and easy to use.

5
Reliable and easy to use. I feel safe using PayPal and would recommend friends and family Reviewed on: 29th May 2026

Everything went very smoothly and the customer servi...

5
Everything went very smoothly and the customer service team are really helpful. Reviewed on: 29th May 2026

Number 1 for a reason.

5
Excellent all round money and transfer service. Never had an issue with PayPal in all the years that I’ve been with them, and continue to improve and add to the products that they provide. Reviewed on: 29th May 2026

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