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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,245 reviews, last reviewed 14th Apr 2026
1330500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lots of options with PayPal credit The options available with PayPal credit are great. So many retailers also support their interest free credit products. And it’s even better now you c... Read more Reviewed on: 14th April 2026
Landor's avatar
Landor

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026
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RN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65245)

Hassle free

5
I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022
Ray Holmes's avatar
Ray Holmes

Simple, generous credit

5
The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022
Jordan Glover's avatar
Jordan Glover

I like to pay with PayPal credit

5
I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022
BINDESH PATEL's avatar
BINDESH PATEL

PayPal credit

5
Excellent credit lender, easy to Purchase things from almost anywhere, great apr as well Reviewed on: 8th July 2022
C bromfield 's avatar
C bromfield

So simple to use!

5
Haven't found anywhere I can't use it! Reviewed on: 8th July 2022
Joseph McGhee's avatar
Joseph McGhee

Best Short Term Credit Card

5
The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022
mademeho's avatar
mademeho

PayPal been stress free

5
Stress free cos it’s simple and easy to set up and keep track of everythunf Reviewed on: 8th July 2022
thivi ko's avatar
thivi ko

Good old PayPal

5
Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022
Eric 's avatar
Eric

execellent

5
great fast and easy to use service with no extra charges Reviewed on: 8th July 2022
pol's avatar
pol

Credit made easy

5
The advantage of paypal credit is the consumer protection put in place, which ensures that I always backed up when I return goods having used paypal credit. In addition, the user interface is easy to use and gives me handy summaries of my credit. Reviewed on: 8th July 2022
Shane Mc Brien's avatar
Shane Mc Brien

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