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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,245 reviews, last reviewed 14th Apr 2026
1330500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lots of options with PayPal credit The options available with PayPal credit are great. So many retailers also support their interest free credit products. And it’s even better now you c... Read more Reviewed on: 14th April 2026
Landor's avatar
Landor

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026
RN's avatar
RN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65245)

Fantastic

5
Always there if you need it for shopping Reviewed on: 8th July 2022
Sharon Stokes's avatar
Sharon Stokes

Simple effective unique

5
Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022
Mark Davidson's avatar
Mark Davidson

Simple

5
Simple to use. Great offers for interest free periods on payments such as pay in three or interest free periods on payments and payment plans. What's not to love? Reviewed on: 8th July 2022
Chris Ryan's avatar
Chris Ryan

PayPal credit

5
Easy to apply for and makes paying for big purchases easier on the pocket Reviewed on: 8th July 2022
Karen 's avatar
Karen

PayPal credit is a great help

5
PayPal is amazing I can only recommend Reviewed on: 8th July 2022
Sonia's avatar
Sonia

Amazing!

4
I love PayPal credit! It is so easy to use and super easy to access. They have amazing customer advisors who are always available if you have any queries with your credit account Reviewed on: 8th July 2022
Kdale02's avatar
Kdale02

Best Credit Card offers

5
With interest free offers such as pay-in 4 it makes it easier to clear your balance quicker Reviewed on: 8th July 2022
Regular Guy's avatar
Regular Guy

Convenient and helpful

5
So far so good. It has helped me through some very intense months i hope to completely recover from soon Reviewed on: 8th July 2022
Marisa Scott's avatar
Marisa Scott

Excellent product

5
The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022
Lordtequila's avatar
Lordtequila

Paypal

4
Very good , great product and easy to use Reviewed on: 8th July 2022
David Dagless's avatar
David Dagless

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