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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181063 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181063)

PayPal as been brilliant service for me it allow...

PayPal as been brilliant service for me it allows me to spread my budget ,it's been a amazing experience Reviewed on: 29th May 2026

Great for online payments, for having a little extra...

Great for online payments, for having a little extra time to pay for things, and with additional protections on payments Reviewed on: 29th May 2026

I’ve always had a good experience using pay pal - I...

I’ve always had a good experience using pay pal - I normally do pay in 3. I feel protected when I use pay pal Reviewed on: 29th May 2026

Easy to set up and easy to access

Easy to set up and easy to access Reviewed on: 29th May 2026

Reliable and straightforward

Has helped me out a lot with making big purchases, purchases I know I can afford but would rather not have to fork out the full amount there and then. It’s reliable and straightforward Reviewed on: 29th May 2026

It is good.

It is good. Pay in 3 is nice and 4 month no interest is also good. I would prefer a physical wallet card. Reviewed on: 29th May 2026

It’s been very good from the start

It’s been very good from the start Reviewed on: 29th May 2026

PayPal credit is easy to use and safe.

PayPal credit is easy to use and safe. Could not recommend it highly enough. Reviewed on: 29th May 2026

Really good every time I use the app to pay for item...

Really good every time I use the app to pay for items , especially when buying from new places as I know the payments are covered Reviewed on: 29th May 2026

Just a good smooth service.

Just a good smooth service. For any customer Reviewed on: 29th May 2026

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